What is the most common complaint against First Texas Auto Credit, Inc.?

The most common issue consumers report about First Texas Auto Credit, Inc. is "Written notification about debt", specifically "Seized or attempted to seize your property". This is based on 5 complaints filed with the CFPB.

Are complaints against First Texas Auto Credit, Inc. increasing or decreasing?

Complaints against First Texas Auto Credit, Inc. are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is First Texas Auto Credit, Inc.'s reputation grade?

First Texas Auto Credit, Inc. has a reputation grade of B (score: 67.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does First Texas Auto Credit, Inc. respond to consumer complaints?

First Texas Auto Credit, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does First Texas Auto Credit, Inc. operate?

First Texas Auto Credit, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from Texas (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

First Texas Auto Credit, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

Written notification about debt

3
Took or threatened to take negative or legal action

2

Data updated September 2026

CFPB complaint disposition

CCDB record first-texas-auto-credit-inc First Texas Auto Credit, Inc.

Grade B · 5 CFPB filings · 100% timely · lead issue: Written notification about debt · vol #3137 · compose #1523

VOL 5
GRADE B
12MO 2
STATES 2
TIMELY 100%
ISSUE Written notification about…
RANK #3,137
COMPOSE #1,523

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

First Texas Auto Credit, Inc.'s 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of First Texas Auto Credit, Inc.'s CFPB filings land in Texas

High volume does not equal a clean composite: First Texas Auto Credit, Inc. is volume #3,137 but composite #1,523, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 80.0%; 4 of 5 filings · 2 states touched
Seasonal peak: 2019-10 10.5%; 8–15% band · 4 filings
Divergent corpus ranks: #3,137 volume; #1,523 composite; Cleanest-composite ladder is 1,614 places better than volume

How does First Texas Auto Credit, Inc. compare to its peers?

How does First Texas Auto Credit, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

First Texas Auto Credi… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

40%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-10 2021-09

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	3
Took or threatened to take negative or legal action	2

Where do complaints against First Texas Auto Credit, Inc. come from?

First Texas Auto Credit, Inc.'s own per-state count, not a national baseline.

Texas

4
New York

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for First Texas Auto Credit, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to First Texas Auto Credit, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.