What is the most common complaint against First Continental Mortgage Ltd?

The most common issue consumers report about First Continental Mortgage Ltd is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 4 complaints filed with the CFPB.

Are complaints against First Continental Mortgage Ltd increasing or decreasing?

Complaints against First Continental Mortgage Ltd are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is First Continental Mortgage Ltd's reputation grade?

First Continental Mortgage Ltd has a reputation grade of B (score: 68.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does First Continental Mortgage Ltd respond to consumer complaints?

First Continental Mortgage Ltd has a 100% timely response rate to CFPB complaints.

In how many states does First Continental Mortgage Ltd operate?

First Continental Mortgage Ltd has received CFPB complaints from consumers in 1 states, with the most complaints from Texas (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

First Continental Mortgage Ltd - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade B.

Compiled by PlainCollector

Took or threatened to take negative or legal action

4

Data updated September 2026

CFPB complaint disposition

CCDB record first-continental-mortgage-ltd First Continental Mortgage Ltd

Grade B · 4 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #3369 · compose #1454

VOL 4
GRADE B
12MO 0
STATES 1
TIMELY 100%
ISSUE Took or threatened to take…
RANK #3,369
COMPOSE #1,454

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

First Continental Mortgage Ltd's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of First Continental Mortgage Ltd's CFPB filings land in Texas

High volume does not equal a clean composite: First Continental Mortgage Ltd is volume #3,369 but composite #1,454, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 100.0%; 4 of 4 filings · 1 states touched
Spike month: 2022-10 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,369 volume; #1,454 composite; Cleanest-composite ladder is 1,915 places better than volume

How does First Continental Mortgage Ltd compare to its peers?

How does FIRST CONTINENTAL MORTGAGE LTD compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FIRST CONTINENTAL MORT… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-10 2025-02

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	4

Where do complaints against First Continental Mortgage Ltd come from?

First Continental Mortgage Ltd's own per-state count, not a national baseline.

Texas

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for First Continental Mortgage Ltd: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to First Continental Mortgage Ltd: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.