State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 23

Sorted by most complaints

Debt Credit Services

F
1 total complaints → stable

Direcmanagement, Inc.

B
1 total complaints ↓ falling

Dixie Finance Company

F
1 total complaints ↑ rising

DLF Law Group, LLC

B
1 total complaints → stable

Danco Financial Services, LLC

D
1 total complaints → stable

Darnel Quick Recovery, Inc.

C
1 total complaints ↓ falling

Data-Central, LLC

F
1 total complaints ↓ falling

Debt Co LLC

D
1 total complaints ↑ rising

Debt Management Incorporated

F
1 total complaints ↑ rising

Debt Relief Center

C
1 total complaints ↓ falling

DebtHelp, Inc

A
1 total complaints ↓ falling

Delev & Associates, LLC

D
1 total complaints ↓ falling

Denali Capital Holdings, LLC

D
1 total complaints ↑ rising

Designed Receivable Solutions, Inc.

D
1 total complaints ↓ falling

Diversified Acceptance Corporation

F
1 total complaints ↓ falling

Doctor Billa LLC

A
1 total complaints ↑ rising

Driveway Finance Corporation

D
1 total complaints ↑ rising

Durango Credit and Collection Company, Inc.

F
1 total complaints ↓ falling

Dynamic Strategies, Inc

A
1 total complaints → stable

E*Trade Bank

B
1 total complaints ↓ falling

ECG Debt Collection Corp.

F
1 total complaints ↓ falling

Empire Mediation Services LLC

F
1 total complaints ↓ falling

Enramex Inc

F
1 total complaints ↑ rising

Ernst, Artmann and Associates, Inc.

C
1 total complaints ↓ falling

Everbank, National Association

B
1 total complaints ↓ falling

Evergreen Professional Recoveries, Inc.

C
1 total complaints ↓ falling

Early Warning Services, LLC

B
1 total complaints ↑ rising

Eastpoint Recovery Group, Inc

D
1 total complaints ↓ falling

Economic Empowerment Center

F
1 total complaints ↑ rising

Eisenburg,Whitman and Associates

F
1 total complaints ↓ falling

Element Global Services

C
1 total complaints ↓ falling

Elite Portfolio Management, LLC

C
1 total complaints ↑ rising

EliteCashWire.com Inc

A
1 total complaints ↑ rising

Emergent Business Group, Inc.

D
1 total complaints ↓ falling

Esler And Lindie, P.A.

1 total complaints ↑ rising

Essential Lending Inc

F
1 total complaints ↑ rising

Esusu, Inc.

C
1 total complaints ↑ rising

Evans Law Associates, P.C.

F
1 total complaints ↓ falling

Evergreen Financial Services Inc.

D
1 total complaints ↓ falling

Exto Inc.

B
1 total complaints ↑ rising

FCC Finance, LLC

D
1 total complaints ↑ rising

FCI Lender Services Inc.

F
1 total complaints ↓ falling

Fidelis Recovery Management, LLC

C
1 total complaints ↓ falling

First American Financial Corporation

B
1 total complaints ↓ falling

First Financial Services, Inc.

F
1 total complaints ↓ falling

Fair Capital

D
1 total complaints ↑ rising

FastBucks

A
1 total complaints ↓ falling

Federal Pacific Credit Company, LLC

D
1 total complaints ↓ falling

Fidelity National Financial, Inc

C
1 total complaints ↓ falling

FinCo Services Inc DBA Current

D
1 total complaints ↑ rising

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.