What is the most common complaint against SF Vago, LLC?

The most common issue consumers report about SF Vago, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 28 complaints filed with the CFPB.

Are complaints against SF Vago, LLC increasing or decreasing?

Complaints against SF Vago, LLC are rising. The company received 13 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is SF Vago, LLC's reputation grade?

SF Vago, LLC has a reputation grade of C (score: 56.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does SF Vago, LLC respond to consumer complaints?

SF Vago, LLC has a 100% timely response rate to CFPB complaints.

In how many states does SF Vago, LLC operate?

SF Vago, LLC has received CFPB complaints from consumers in 14 states, with the most complaints from Texas (6 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

SF Vago, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 14 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

11
Took or threatened to take negative or legal action

11
Written notification about debt

5
False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record sf-vago-llc SF Vago, LLC

Grade C · 28 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1603 · compose #3108

VOL 28
GRADE C
12MO 13
STATES 14
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,603
COMPOSE #3,108

Volume peers

Nearest volume peer: Access Capital Services, Inc. (28 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

SF Vago, LLC's 28 CFPB complaints sit next to Access Capital Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for SF Vago, LLC (21.4%)

Volume rank #1,603 and composite rank #3,108 diverge by 1,505 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 21.4%; Mid-band (15–30%) · 14 states with ≥1 filing
Seasonal peak: 2021-09 8.5%; 8–15% band · 4 filings
Divergent corpus ranks: #1,603 volume; #3,108 composite; Cleanest-composite ladder is 1,505 places worse than volume

How does SF Vago, LLC compare to its peers?

How does SF VAGO, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

SF VAGO, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

78%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-05 2023-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	11
Took or threatened to take negative or legal action	11
Written notification about debt	5
False statements or representation	1

Where do complaints against SF Vago, LLC come from?

SF Vago, LLC's own per-state count, not a national baseline.

Texas

6
Florida

5
New York

3
Georgia

2
Louisiana

2
South Carolina

2
Alabama

1
District of Columbia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for SF Vago, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 28.

4 peers

Know your rights before responding to SF Vago, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.