What is the most common complaint against Rose Agency Inc.?

The most common issue consumers report about Rose Agency Inc. is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 5 complaints filed with the CFPB.

Are complaints against Rose Agency Inc. increasing or decreasing?

Complaints against Rose Agency Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Rose Agency Inc.'s reputation grade?

Rose Agency Inc. has a reputation grade of A (score: 79.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Rose Agency Inc. respond to consumer complaints?

Rose Agency Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Rose Agency Inc. operate?

Rose Agency Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from Montana (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rose Agency Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

2
False statements or representation

1
Communication tactics

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record rose-agency-inc Rose Agency Inc.

Grade A · 5 CFPB filings · 100% timely · lead issue: Cont'd attempts collect debt not owed · vol #3221 · compose #743

VOL 5
GRADE A
12MO 0
STATES 2
TIMELY 100%
DISPUTE 0%
ISSUE Cont'd attempts collect de…
RANK #3,221
COMPOSE #743

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Rose Agency Inc.'s 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of Rose Agency Inc.'s CFPB filings land in Montana

High volume does not equal a clean composite: Rose Agency Inc. is volume #3,221 but composite #743, while Montana dominates the geography. Corpus placement method.

Dominant state: Montana 80.0%; 4 of 5 filings · 2 states touched
Spike month: 2019-12 25.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,221 volume; #743 composite; Cleanest-composite ladder is 2,478 places better than volume

How does Rose Agency Inc. compare to its peers?

How does Rose Agency Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Rose Agency Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

80%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-12 2025-02

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	2
False statements or representation	1
Communication tactics	1
Disclosure verification of debt	1

Where do complaints against Rose Agency Inc. come from?

Rose Agency Inc.'s own per-state count, not a national baseline.

Montana

4
Michigan

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Rose Agency Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to Rose Agency Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.