State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 24

Sorted by most complaints

Embassy Loans

C
3 total complaints ↑ rising

Emerald AR Systems, LLC

C
3 total complaints ↓ falling

Emergent Business Group, Inc.

D
3 total complaints ↓ falling

Estate Information Services, LLC

C
3 total complaints ↓ falling

Evergreen Recovery Solutions, LLC

F
3 total complaints ↓ falling

Everi Payments Inc.

B
3 total complaints ↑ rising

Fidelis Recovery Management, LLC

C
3 total complaints ↓ falling

First American Financial Corporation

B
3 total complaints ↓ falling

First National Bank of Pennsylvania

B
3 total complaints ↓ falling

Featured Mediation, LLC

C
3 total complaints ↓ falling

FinCo Services Inc DBA Current

D
3 total complaints ↑ rising

Forster & Garbus LLP

D
3 total complaints ↓ falling

Franklin Credit Management Corporation

B
3 total complaints ↓ falling

GFS, Inc.

C
3 total complaints → stable

Granite State Management & Resources

B
3 total complaints ↓ falling

Get Financed LLC

B
3 total complaints ↑ rising

Ghidotti | Berger LLP

B
3 total complaints ↓ falling

Gitsit Solutions, LLC.

B
3 total complaints ↓ falling

Global Credit Solutions LLC

F
3 total complaints ↓ falling

Happy Money, Inc.

F
3 total complaints ↑ rising

IPAC'S Inc.

F
3 total complaints ↑ rising

Independence Capital Recovery, LLC

D
3 total complaints ↑ rising

Independent Dealers' Advantage, LLC

D
3 total complaints ↑ rising

Jonathan C. Frank & Associates, LLC

F
3 total complaints ↓ falling

Kentucky Higher Education Assistance Authority

C
3 total complaints → stable

Keystone Law LLC

C
3 total complaints → stable

Lakeview Loan Servicing, LLC

F
3 total complaints ↓ falling

LPSG

B
3 total complaints ↓ falling

Law Office of Michael J. Scott, PC

D
3 total complaints → stable

Legal Prevention Services, LLC.

B
3 total complaints ↓ falling

Lentegrity Management, LLC

C
3 total complaints ↑ rising

Life Line Billing Systems, LLC

C
3 total complaints → stable

Lincoln Educational Services Corporation

C
3 total complaints → stable

Line 5, LLC

C
3 total complaints ↑ rising

Money Source, Inc., the

B
3 total complaints ↓ falling

Main Line Recovery Solutions, Inc.

D
3 total complaints ↑ rising

McKellar & Associates Group, Inc.

C
3 total complaints ↓ falling

Meade & Associates, Inc.

D
3 total complaints ↓ falling

Medical Society Business Services, Inc.

D
3 total complaints ↓ falling

Merchants Credit Corporation

D
3 total complaints ↓ falling

Metro Area Collection Service, Inc.

B
3 total complaints ↓ falling

Michael Andrews & Associates LLC

B
3 total complaints ↓ falling

Mid-Minnesota Management Services, Inc.

C
3 total complaints ↓ falling

Midstate Collection Solutions, Inc.

D
3 total complaints ↓ falling

Motolease, LLC

D
3 total complaints ↓ falling

NPG Associates, Inc.

D
3 total complaints ↑ rising

Nathan & Nathan, P.C.

C
3 total complaints ↓ falling

National Check Resolution Inc.

C
3 total complaints ↓ falling

National Recoveries, Inc.

C
3 total complaints ↓ falling

New Horizons Finance Company, Inc

B
3 total complaints ↑ rising

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.