State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 23

Sorted by most complaints

American Student Assistance

C
3 total complaints ↓ falling

Americor Funding, LLC

D
3 total complaints ↑ rising

Ameritech Financial

F
3 total complaints ↓ falling

Arbor Professional Solutions, Inc.

D
3 total complaints → stable

Arete Financial Group

F
3 total complaints ↓ falling

Ashfield Management Services Inc,

F
3 total complaints ↓ falling

Ashton & Weinberg, Inc.

C
3 total complaints ↓ falling

Auto Trakk, LLC

D
3 total complaints ↓ falling

Bakalar & Associates, P. A.

C
3 total complaints ↓ falling

Bay Area Receivables, Inc

D
3 total complaints ↓ falling

Bayside Capital Services, LLC

F
3 total complaints ↓ falling

Bison Recovery Group, Inc.

B
3 total complaints ↓ falling

Blitt and Gaines, P.C.

D
3 total complaints → stable

Bridge IT, Inc.

D
3 total complaints ↑ rising

Brightwater Capital, LLC

C
3 total complaints ↓ falling

Bristlecone, Inc.

F
3 total complaints ↓ falling

Bureau of Accounts Control

F
3 total complaints ↓ falling

Carvant Financial LLC

B
3 total complaints ↑ rising

CBM Services, Inc.

C
3 total complaints ↓ falling

CFM Group LLC

C
3 total complaints ↓ falling

Check Into Cash Inc.

C
3 total complaints ↓ falling

Columbia Banking System, Inc.

C
3 total complaints → stable

Commerce Bank

B
3 total complaints ↑ rising

Credigy USA Corp.

C
3 total complaints ↓ falling

Caneel Capital, LLC

D
3 total complaints ↓ falling

Central States Recovery, Inc.

C
3 total complaints ↓ falling

Chaplain Financial Services LLC

F
3 total complaints ↓ falling

Check Security Associates, LLC

F
3 total complaints ↓ falling

Cianfrone, Nikoloff, Grant, & Greenberg, P.A.

F
3 total complaints ↑ rising

Clear Debt Solutions, LLC

F
3 total complaints ↓ falling

Collection Consultants of California

F
3 total complaints ↓ falling

Collection Management Company

C
3 total complaints ↓ falling

College Assist

A
3 total complaints ↓ falling

Columbia Recovery Group LLC

F
3 total complaints ↓ falling

Consumer Financial Services Solutions, Inc.

F
3 total complaints ↑ rising

Credit Adjustments Inc

D
3 total complaints ↓ falling

Credit Bureau Services Association

D
3 total complaints → stable

Credit Central Holdings, LLC

C
3 total complaints ↑ rising

Credit Resolutions, LLC

D
3 total complaints ↓ falling

Credit Solutions

F
3 total complaints ↓ falling

CrossCountry Mortgage LLC

C
3 total complaints ↑ rising

Direcmanagement, Inc.

B
3 total complaints ↓ falling

DTA Group LLC

D
3 total complaints ↓ falling

Danco Financial Services, LLC

D
3 total complaints → stable

Data Mortgage Inc.

C
3 total complaints → stable

Debt Co LLC

D
3 total complaints ↑ rising

Delta Outsource Group, Inc.

B
3 total complaints ↓ falling

Denovus Corporation, Ltd.

B
3 total complaints ↓ falling

Everbank, National Association

B
3 total complaints ↓ falling

Easier Funding, LLC

F
3 total complaints → stable

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.