State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 43

Sorted by most complaints

Mike Rome Holdings LLC

A
1 total complaints ↓ falling

Milberg, Klein PL

C
1 total complaints ↑ rising

Milestone Parrish LLC

B
1 total complaints ↓ falling

Millco Management

C
1 total complaints ↓ falling

Minto Financial dba Minto Money

C
1 total complaints ↑ rising

Mitsubishi Motors North America, Inc.

F
1 total complaints → stable

Moneytree Inc

A
1 total complaints ↓ falling

Montage Mortgage, LLC

1 total complaints ↑ rising

Montgomery & Meyers P.A. Corporation

D
1 total complaints ↓ falling

Morales Law Group PA

1 total complaints ↑ rising

Moss Law Firm, P.C.

B
1 total complaints → stable

Mountain West Financial, LLC

A
1 total complaints ↓ falling

Moyer Brown Holdings Enterprise, LLC

C
1 total complaints ↓ falling

Mungo Financial Group

C
1 total complaints ↓ falling

Mutual Management Services LLC

F
1 total complaints → stable

Nations Lending Corporation

B
1 total complaints ↑ rising

NEW World Collections, Inc.

B
1 total complaints ↑ rising

NEW York State Higher Education Services Corporation (Hesc)—

B
1 total complaints ↓ falling

Northwest Bancshares Inc

C
1 total complaints → stable

National Account Systems of Omaha, LLC

D
1 total complaints → stable

National Check Bureau, Inc.

D
1 total complaints ↓ falling

National Debt Group of NY

F
1 total complaints ↓ falling

National Healthcare Collections, LLC

D
1 total complaints ↑ rising

Nationwide Debt Reduction Services, LLC

C
1 total complaints ↓ falling

Nationwide Title Clearing, Inc.

C
1 total complaints ↓ falling

Navigant Cymetrix Healthcare

D
1 total complaints ↓ falling

Nelson, Watson & Associates, LLC

D
1 total complaints ↓ falling

New Hampshire Northeast Credit Services, Inc.

C
1 total complaints ↓ falling

Newman, Hesse & Associates, P. A.

D
1 total complaints ↓ falling

Newport Intermediate Inc.

1 total complaints ↑ rising

Niagara Credit Solutions, Inc

B
1 total complaints ↓ falling

Nickel City Group LLC

D
1 total complaints ↓ falling

Noam J. Cohen, PA

F
1 total complaints ↓ falling

NorAm Capital Holdings, Inc.

A
1 total complaints → stable

North American Credit Services

D
1 total complaints ↓ falling

North Idaho Credit Corporation

B
1 total complaints ↓ falling

Northeast Receivables Management, LLC

C
1 total complaints ↓ falling

Northern Trust Company, The

A
1 total complaints ↓ falling

Northwestern Mediation Services

F
1 total complaints → stable

Noyes Law Firm P.C.

F
1 total complaints ↓ falling

O&L LAW Group, P.L.

C
1 total complaints ↓ falling

OHara Holdings, LLP

C
1 total complaints ↓ falling

OLD Republic Title Holding Company, Inc

A
1 total complaints ↓ falling

OP Group Holdings, LLC

F
1 total complaints ↓ falling

Optum Bank, Inc.

C
1 total complaints ↓ falling

Obligo Inc.

B
1 total complaints ↑ rising

Oklahoma Student Loan Authority

C
1 total complaints ↓ falling

Olympic Collection Inc.

D
1 total complaints → stable

Olympus1 LLC

A
1 total complaints ↑ rising

On-Site Manager, Inc.

F
1 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.