This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade B 89 complaints

Moss Law Firm, P.C. - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade B.

Complaints by issue type

What consumers report about Moss Law Firm, P.C.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record moss-law-firm-pc Moss Law Firm, P.C.

Grade B · 89 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed

  • VOL 89
  • GRADE B
  • 12MO 18
  • STATES 6
  • TIMELY 99%
  • DISPUTE 0%
  • ISSUE Attempts to collect debt n…
  • RANK #870
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Action Collection Agencies, Inc. (89 complaints)

Action Collection Agencies, Inc.Action Collection Agencies, …89Aldridge Pite, LLPAldridge Pite, LLP89Bank of the WestBank of the West89Lamont, Hanley & Associates, Inc.Lamont, Hanley & Associates,…89Moss Law Firm, P.C. (this)Moss Law Firm, P.C. (this)89
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Moss Law Firm, P.C.'s 89 CFPB complaints sit next to Action Collection Agencies, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 89 complaints break down

Every complaint issue type on record for Moss Law Firm, P.C., not just the top ones shown above.

Reputation score breakdown

B
Composite reputation score
63.0/100
Moss Law Firm, P.C.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
89
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
99%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend C
Stable
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

94.4% of Moss Law Firm, P.C.'s CFPB filings land in Texas

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Texas 94.4%
84 of 89 filings · 6 states touched
Seasonal peak
2025-08 8.8%
8–15% band · 7 filings
Corpus ranks
#870 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Moss Law Firm, P.C. compare to its peers?

How does Moss Law Firm, P.C. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Moss Law Firm, P.C. National average
Complaints (last 12 mo)lower is better
18
2
268
Timely-response ratehigher is better
99%
97%
91%
Consumer-dispute ratelower is better
0%
17%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Moss Law Firm, P.C. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 60%70%80%90%100%110% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Moss Law Firm, P.C. vs. 9 similar-volume peers, by response speed and dispute rate Moss Law Firm, P.C.Lamont, Hanley & Associates, Inc.National Recoveries, Inc.BANK OF THE WESTPacific Credit Exchange CorporationAldridge Pite, LLPProfessional Claims Bureau, Inc.Action Collection Agencies, Inc.SCHOOLSFIRST FEDERAL CREDIT UNIONCONRAD CREDIT CORPORATION
Source: CFPB Consumer Complaint Database

Moss Law Firm, P.C.'s complaint volume in context

Moss Law Firm, P.C. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

89 Top 16% higher than 84% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). This entry sits in this band. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Moss Law Firm, P.C. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Stable →
2024-03 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
31
Took or threatened to take negative or legal action
19
False statements or representation
13
Written notification about debt
12
Communication tactics
6
Disclosure verification of debt
3
Cont'd attempts collect debt not owed
2
Taking/threatening an illegal action
2
Threatened to contact someone or share information improperly
1

Where do complaints against Moss Law Firm, P.C. come from?

Moss Law Firm, P.C.'s own per-state count, not a national baseline.

Top states by complaints against Moss Law Firm, P.C.

Across 6 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Moss Law Firm, P.C.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 89.

4 peers

Know your rights before responding to Moss Law Firm, P.C.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.