What is the most common complaint against O&L LAW Group, P.L.?

The most common issue consumers report about O&L LAW Group, P.L. is "Took or threatened to take negative or legal action", specifically "Didn't receive enough information to verify debt". This is based on 49 complaints filed with the CFPB.

Are complaints against O&L LAW Group, P.L. increasing or decreasing?

Complaints against O&L LAW Group, P.L. are falling. The company received 5 complaints in the last 12 months, showing improvement over prior periods.

What is O&L LAW Group, P.L.'s reputation grade?

O&L LAW Group, P.L. has a reputation grade of C (score: 58.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does O&L LAW Group, P.L. respond to consumer complaints?

O&L LAW Group, P.L. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does O&L LAW Group, P.L. operate?

O&L LAW Group, P.L. has received CFPB complaints from consumers in 4 states, with the most complaints from Florida (46 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

O&L LAW Group, P.L. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade C.

Compiled by PlainCollector

Took or threatened to take negative or legal action

18
Attempts to collect debt not owed

14
Written notification about debt

13
Taking/threatening an illegal action

2
False statements or representation

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record o-l-law-group-pl O&L LAW Group, P.L.

Grade C · 49 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #1210 · compose #2548

VOL 49
GRADE C
12MO 5
STATES 4
TIMELY 100%
DISPUTE 25%
ISSUE Took or threatened to take…
RANK #1,210
COMPOSE #2,548

Volume peers

Nearest volume peer: Account Recovery Specialists, Inc. (49 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

O&L LAW Group, P.L.'s 49 CFPB complaints sit next to Account Recovery Specialists, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

93.9% of O&L LAW Group, P.L.'s CFPB filings land in Florida

High volume does not equal a clean composite: O&L LAW Group, P.L. is volume #1,210 but composite #2,548, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 93.9%; 46 of 49 filings · 4 states touched
Spike month: 2020-03 20.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,210 volume; #2,548 composite; Cleanest-composite ladder is 1,338 places worse than volume

How does O&L LAW Group, P.L. compare to its peers?

How does O&L LAW GROUP, P.L. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

O&L LAW GROUP, P.L. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-10 2026-01

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	18
Attempts to collect debt not owed	14
Written notification about debt	13
Taking/threatening an illegal action	2
False statements or representation	1
Communication tactics	1

Where do complaints against O&L LAW Group, P.L. come from?

O&L LAW Group, P.L.'s own per-state count, not a national baseline.

Florida

46
California

1
Maryland

1
Ohio

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for O&L LAW Group, P.L.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 49.

4 peers

Know your rights before responding to O&L LAW Group, P.L.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.