State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 42

Sorted by most complaints

Law Office of Ralph L. Sims

A
1 total complaints ↓ falling

Law Office of Regent and Associates

D
1 total complaints ↓ falling

Law Offices of Benjamin Woo

A
1 total complaints ↓ falling

Law Offices of Crystal Moroney, P.C.

B
1 total complaints ↓ falling

Law Offices of Marvin S. C. Dang, LLC

B
1 total complaints ↓ falling

Lead Finance DBA HyperSpeed Loans

B
1 total complaints ↑ rising

LendKey Technologies, Inc.

B
1 total complaints ↑ rising

Lendbuzz Inc.

C
1 total complaints ↑ rising

Levy Diamond Bello & Associates, LLC

F
1 total complaints ↓ falling

Lexington Capital Holdings LTD

B
1 total complaints ↓ falling

Lightning Fast Finance

A
1 total complaints ↓ falling

Lil' Wave Financial, Inc.

A
1 total complaints ↓ falling

Lincoln Financial Services

D
1 total complaints ↑ rising

LoanHero, Inc

F
1 total complaints ↓ falling

Local Data Recovery, LLC

F
1 total complaints → stable

Location Services Holdings, LLC

D
1 total complaints ↑ rising

London & London

B
1 total complaints ↓ falling

Longhorn Asset Management LLC

C
1 total complaints ↑ rising

Lou Spivack, P.C.

C
1 total complaints ↓ falling

Love, Beal & Nixon, P.C.

D
1 total complaints ↓ falling

Lyon Collection Services, Inc

B
1 total complaints ↑ rising

Lyons, Doughty & Veldhuis, PC

D
1 total complaints → stable

M. G. Credit, Inc.

D
1 total complaints ↑ rising

Makenna Kali & Associates, Incorporated

C
1 total complaints ↓ falling

Mitsubishi HC Capital (U.s.a.) Inc.

A
1 total complaints ↑ rising

MMG Law Group, PLLC

C
1 total complaints ↑ rising

Mortgage Solutions of Colorado

B
1 total complaints ↓ falling

MSW Capital, LLC

C
1 total complaints ↓ falling

Maddocks Collection Services, LLC

A
1 total complaints ↓ falling

Madison Auto, LLC

D
1 total complaints ↑ rising

Mages & Price LLC

C
1 total complaints → stable

Makower Abbate Guerra Wegner Vollmer PLLC

C
1 total complaints → stable

Malen & Associates, p.c.

D
1 total complaints → stable

Man-Data Inc.

F
1 total complaints ↓ falling

Manhattan Beach Venture, LLC

F
1 total complaints → stable

Mar Joe Enterprises

C
1 total complaints ↓ falling

Massachusetts Educational Financing Authority

A
1 total complaints ↑ rising

Mathew Aaron Holdings Inc.

B
1 total complaints ↓ falling

Medical Recovery Services, LLC

F
1 total complaints → stable

Medical Services Inc

C
1 total complaints ↑ rising

Merchants Adjustment Service, Inc.

D
1 total complaints → stable

Merchants Credit Bureau, Inc.

D
1 total complaints → stable

Meta Payments Inc.

A
1 total complaints ↑ rising

Metropolitan Bureau of Collections, Inc.

A
1 total complaints ↓ falling

Mezzetti Financial Services, Inc.

C
1 total complaints ↓ falling

Michael G. Niles

B
1 total complaints ↓ falling

Mid-America Accounts Control Bureau, Inc.

C
1 total complaints ↓ falling

Midwest Loan Services, Inc.

A
1 total complaints → stable

Midwest Resale Specialist, Inc.

C
1 total complaints ↑ rising

Midwestern Health Management INC

B
1 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.