What is the most common complaint against United Collection Service Inc (Closed)?

The most common issue consumers report about United Collection Service Inc (Closed) is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 6 complaints filed with the CFPB.

Are complaints against United Collection Service Inc (Closed) increasing or decreasing?

Complaints against United Collection Service Inc (Closed) are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is United Collection Service Inc (Closed)'s reputation grade?

United Collection Service Inc (Closed) has a reputation grade of F (score: 46.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does United Collection Service Inc (Closed) respond to consumer complaints?

United Collection Service Inc (Closed) has a 18% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does United Collection Service Inc (Closed) operate?

United Collection Service Inc (Closed) has received CFPB complaints from consumers in 6 states, with the most complaints from Florida (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

United Collection Service Inc (Closed) - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade F.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

4
Communication tactics

2

Data updated September 2026

CFPB complaint disposition

CCDB record united-collection-service-inc-closed United Collection Service Inc (Closed)

Grade F · 6 CFPB filings · 18% timely · lead issue: Cont'd attempts collect debt not owed · vol #3055 · compose #4438

VOL 6
GRADE F
12MO 0
STATES 6
TIMELY 18%
DISPUTE 9%
ISSUE Cont'd attempts collect de…
RANK #3,055
COMPOSE #4,438

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Collection Service Inc (Closed)'s 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Florida is the plurality state for United Collection Service Inc (Closed) (16.7%)

The 2022-10 spike coincides with a 1,383-place gap between volume rank #3,055 and composite #4,438. Corpus placement method.

Plurality state: Florida 16.7%; Mid-band (15–30%) · 6 states with ≥1 filing
Spike month: 2022-10 16.7%; 4 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,055 volume; #4,438 composite; Cleanest-composite ladder is 1,383 places worse than volume

How does United Collection Service Inc (Closed) compare to its peers?

How does United Collection Service Inc (Closed) compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

United Collection Serv… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

18%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-08 2025-01

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	4
Communication tactics	2

Where do complaints against United Collection Service Inc (Closed) come from?

United Collection Service Inc (Closed)'s own per-state count, not a national baseline.

Florida

1
Idaho

1
Maryland

1
Minnesota

1
Oregon

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Collection Service Inc (Closed): nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to United Collection Service Inc (Closed): FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.