State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 38

Sorted by most complaints

Bureau of Accounts Control

F
1 total complaints ↓ falling

Burns & Carlisle, Inc.

A
1 total complaints ↓ falling

C&H Investments, Inc.

A
1 total complaints ↓ falling

Carmel Financial Corporation, Inc.

B
1 total complaints ↓ falling

Carvant Financial LLC

B
1 total complaints ↑ rising

CB1, Inc.

D
1 total complaints ↓ falling

CBC Credit Services, Inc.

C
1 total complaints ↓ falling

CDS Debt Relief, LLC

F
1 total complaints ↓ falling

Cendera Funding, Inc.

A
1 total complaints ↓ falling

CFS2 Inc.

B
1 total complaints ↓ falling

Charles Schwab Corporation, the

C
1 total complaints → stable

City National Bank

A
1 total complaints ↓ falling

CLX Systems/ Westwood Management

F
1 total complaints ↓ falling

COLLECTION PROFESSIONALS INC (Illinois)

D
1 total complaints ↓ falling

Computer Sciences Corporation

C
1 total complaints ↓ falling

Congress Collection Corp

C
1 total complaints ↓ falling

Cornerstone Resolution Group, Inc.

C
1 total complaints ↓ falling

CR-MPM, LLC dba Don Carro

1 total complaints ↑ rising

Credico. Inc

D
1 total complaints ↓ falling

Credit Bureau Associates-Northeast, Inc.

B
1 total complaints ↓ falling

Credit Bureau of Farmington, Inc

B
1 total complaints ↓ falling

CSO Financial

D
1 total complaints ↓ falling

Cade Investments LLC

D
1 total complaints ↓ falling

California Accounts Service

C
1 total complaints ↓ falling

Camelot Financial Services, Inc.

C
1 total complaints ↓ falling

Cannon Finance, Inc.

B
1 total complaints ↑ rising

Capital 1 Consultants

F
1 total complaints ↓ falling

Capital Credit and Collection Service, Inc.

C
1 total complaints ↓ falling

Capital Home Advocacy Center

F
1 total complaints ↓ falling

Capital Recovery Systems, Inc.

D
1 total complaints ↓ falling

Capstone Capital USA, LLC

1 total complaints ↑ rising

Capture Financial, LLC

B
1 total complaints ↓ falling

CarFinance Capital LLC, Irvine, CA Branch

B
1 total complaints ↓ falling

Carma Enterprises Inc

B
1 total complaints ↑ rising

Cars America Inc.

F
1 total complaints ↑ rising

Cash Money LLC

1 total complaints ↑ rising

Cashbak, LLC

A
1 total complaints ↓ falling

Cayetano Development, LLC

A
1 total complaints ↓ falling

Century Financial Services, Inc.

C
1 total complaints ↓ falling

Check Recovery Group

B
1 total complaints ↓ falling

Checkr, Inc

B
1 total complaints ↓ falling

Chelseamac, LLC dba Briteside Solutions

A
1 total complaints ↓ falling

Cherry Creek Corporate, LLC

F
1 total complaints ↑ rising

Cherry Creek Strategic Advisors, LLC

C
1 total complaints ↓ falling

Choice Payment Services

A
1 total complaints ↓ falling

Chowder, Inc.

A
1 total complaints ↓ falling

Citizens Debt relief LLC

C
1 total complaints ↓ falling

Citizens Savings & Loan Corporation, Chattanooga, TN Branch

B
1 total complaints ↑ rising

Clarity Services

A
1 total complaints ↓ falling

ClarityPay, Inc.

B
1 total complaints ↑ rising

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.