What is the most common complaint against CFS2 Inc.?

The most common issue consumers report about CFS2 Inc. is "Disclosure verification of debt", specifically "Not given enough info to verify debt". This is based on 9 complaints filed with the CFPB.

Are complaints against CFS2 Inc. increasing or decreasing?

Complaints against CFS2 Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is CFS2 Inc.'s reputation grade?

CFS2 Inc. has a reputation grade of B (score: 71.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does CFS2 Inc. respond to consumer complaints?

CFS2 Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does CFS2 Inc. operate?

CFS2 Inc. has received CFPB complaints from consumers in 6 states, with the most complaints from Georgia (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFS2 Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade B.

Compiled by PlainCollector

Disclosure verification of debt

4
Improper contact or sharing of info

2
Took or threatened to take negative or legal action

1
Communication tactics

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record cfs2-inc CFS2 Inc.

Grade B · 9 CFPB filings · 100% timely · lead issue: Disclosure verification of debt · vol #2579 · compose #1170

VOL 9
GRADE B
12MO 0
STATES 6
TIMELY 100%
DISPUTE 14%
ISSUE Disclosure verification of…
RANK #2,579
COMPOSE #1,170

Volume peers

Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

CFS2 Inc.'s 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of CFS2 Inc.'s CFPB filings land in Georgia

High volume does not equal a clean composite: CFS2 Inc. is volume #2,579 but composite #1,170, while Georgia dominates the geography. Corpus placement method.

Dominant state: Georgia 33.3%; 3 of 9 filings · 6 states touched
Spike month: 2025-09 22.2%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,579 volume; #1,170 composite; Cleanest-composite ladder is 1,409 places better than volume

How does CFS2 Inc. compare to its peers?

How does CFS2 Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CFS2 Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-11 2026-01

Issue Detail Breakdown

Issue	Complaints
Disclosure verification of debt	4
Improper contact or sharing of info	2
Took or threatened to take negative or legal action	1
Communication tactics	1
Cont'd attempts collect debt not owed	1

Where do complaints against CFS2 Inc. come from?

CFS2 Inc.'s own per-state count, not a national baseline.

Georgia

3
North Carolina

2
California

1
Florida

1
Texas

1
Washington

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for CFS2 Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 9.

4 peers

Know your rights before responding to CFS2 Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.