State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 39

Sorted by most complaints

ClearBalance Holdings, LLC

F
1 total complaints ↑ rising

ClearOne Advantage, LLC

D
1 total complaints → stable

ClearPath Recovery Management LLC

1 total complaints ↑ rising

Coastal Bend Loans

F
1 total complaints ↑ rising

Coastal Capital Processing, LLC

D
1 total complaints → stable

Coastal Credit, LLC

C
1 total complaints ↓ falling

Coastal Settlement Recovery Inc.

F
1 total complaints ↓ falling

Cognition Financial Corporation

A
1 total complaints ↓ falling

Collaborative Resolution Group

F
1 total complaints ↓ falling

CollectPark, LLC

A
1 total complaints ↓ falling

Collectibles Management Resources

C
1 total complaints ↓ falling

Collection Service Center, Inc.

C
1 total complaints ↓ falling

Collection Services, Inc.

C
1 total complaints ↓ falling

Collection Solutions Inc.

B
1 total complaints ↓ falling

College Ave Student Loan Servicing, LLC

C
1 total complaints → stable

Colony Ridge Inc.

A
1 total complaints ↓ falling

Commonwealth Health Corporation

B
1 total complaints ↓ falling

Compattia Roccia Management Group, LLC

D
1 total complaints → stable

Complete Collection Services, Inc.

A
1 total complaints ↓ falling

Concerto Card Company

A
1 total complaints ↓ falling

Consumer Financial Debt Services, LLC

F
1 total complaints ↓ falling

Consumer Financial Services

B
1 total complaints ↓ falling

Consumer Recovery Solutions, LLC

F
1 total complaints ↓ falling

Contemporary Information Corp

B
1 total complaints ↑ rising

Contemporary Recovery Solutions Inc.

A
1 total complaints ↓ falling

Continental Central Credit, Inc.

C
1 total complaints ↓ falling

Continental Collection Agency, Ltd.

D
1 total complaints ↓ falling

Cordoba Legal Group, PLLC.

B
1 total complaints ↑ rising

Cornerstone Mitigation

F
1 total complaints ↓ falling

Corpra Care, Inc.

A
1 total complaints ↓ falling

CountryPlace Acceptance Corporation

A
1 total complaints ↓ falling

Credit Adjustment, Inc

A
1 total complaints → stable

Credit Bureau Central, Inc (NV)

C
1 total complaints ↓ falling

Credit Bureau Data, Inc.

D
1 total complaints ↓ falling

Credit Bureau of Jamestown, Inc.

C
1 total complaints ↓ falling

Credit Clearing House of America, Inc.

D
1 total complaints ↓ falling

Credit Collection Partners, Inc.

C
1 total complaints ↓ falling

Credit Consulting Services, Inc.

D
1 total complaints ↓ falling

Credit Financial Services, lnc

B
1 total complaints ↓ falling

Credit Management Services, Inc.

D
1 total complaints ↓ falling

Credit Services of Michigan

C
1 total complaints ↓ falling

Credit Shop, Incorporated

C
1 total complaints ↓ falling

Credit Solutions

F
1 total complaints ↓ falling

Creditor Advocates Inc

B
1 total complaints ↓ falling

Crescent City Credit Recovery, Inc.

F
1 total complaints ↑ rising

Cross America Financial LLC

C
1 total complaints ↑ rising

Crossroads Systems Inc.

D
1 total complaints ↓ falling

Curtwright & Klein, LLC

B
1 total complaints ↓ falling

Cuzco Capital Investment Management, LLC

C
1 total complaints ↓ falling

Cypress Financial Recoveries, L.L.C., OCALA, FL Branch

B
1 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.