State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 37

Sorted by most complaints

Armada Corp.

D
1 total complaints → stable

Armcon Corp

C
1 total complaints ↓ falling

Armor Systems Corporation

C
1 total complaints ↓ falling

Arthur B. Adler & Associates, Ltd

F
1 total complaints → stable

Ascension Recovery Management

B
1 total complaints ↓ falling

Assent Inc.

F
1 total complaints ↓ falling

Asset Collections Inc

C
1 total complaints → stable

Atlas Medical Collection, Inc.

F
1 total complaints ↓ falling

Audubon Holdings Group

B
1 total complaints ↓ falling

Augusta Collection Agency, Inc.

F
1 total complaints → stable

Auto Advantage Finance, LLC

B
1 total complaints ↑ rising

Auto Finance Center

F
1 total complaints ↑ rising

Auto Trakk, LLC

D
1 total complaints ↓ falling

AutoSmart Acceptance Corporation

A
1 total complaints ↓ falling

Automated Accounts Management Services

C
1 total complaints ↓ falling

Automated Accounts, Inc.

B
1 total complaints ↓ falling

Balanced Healthcare Receivables, LLC

D
1 total complaints → stable

Banc of California, Inc.

A
1 total complaints ↑ rising

Bancfirst Corporation

A
1 total complaints ↑ rising

Bank of NEW York Mellon Corporation, the

D
1 total complaints ↓ falling

Bank OZK

B
1 total complaints ↓ falling

BAV Solutions, LLC

A
1 total complaints ↓ falling

BCA Financial Services, Inc.

D
1 total complaints ↓ falling

BCB Investments LLC

C
1 total complaints ↓ falling

BHA Services

F
1 total complaints ↓ falling

Braufmann, Leighmann & Associates

F
1 total complaints ↓ falling

BTS Motors, LLC

F
1 total complaints ↓ falling

Budget Control Services, Inc.

D
1 total complaints ↓ falling

Bailey & Galyen

A
1 total complaints ↓ falling

Barrett Asset Recovery Services, LLC.

A
1 total complaints ↓ falling

Bartley & Spears, P.C.

A
1 total complaints ↓ falling

Barton Creek Auto Credit LLC

A
1 total complaints ↓ falling

Baxter Bailey & Associates

D
1 total complaints → stable

Beacon Recovery Group LLC

B
1 total complaints ↑ rising

Beard & Lane, P.C.

A
1 total complaints ↓ falling

Becker and Klein, LLC

F
1 total complaints ↓ falling

Bell Global Services LLC

B
1 total complaints ↓ falling

Beloin & Brown LLC

A
1 total complaints ↓ falling

Biehl & Biehl, Inc

D
1 total complaints ↓ falling

Billco, Inc

C
1 total complaints ↓ falling

Blackburne & Sons Realty Capital Corporation

F
1 total complaints ↑ rising

Blackwater Capital Group LLC.

B
1 total complaints → stable

Bleier & Cox APC

C
1 total complaints ↓ falling

Bluegrass Credit Corporation, Inc.

F
1 total complaints ↑ rising

Borenstein & Associates, LLC

F
1 total complaints ↓ falling

Brennan & Clark, Ltd., LLC

D
1 total complaints ↓ falling

Brian McCaffrey, Attorney At Law

F
1 total complaints ↑ rising

Brock & Scott, PLLC

D
1 total complaints ↓ falling

Broward Adjustment Services

C
1 total complaints ↓ falling

Brown’s New Credit Bureau Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.