State complaint profile

Debt collection complaints in Texas

172,149 CFPB complaints filed against 2,473 debt collectors active in Texas.

Complaints
172,149
Collectors
2,473
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Texas at a glance

Texas consumers have filed 172,149 CFPB debt-collection complaints against 2,473 collectors.

172,149
CFPB complaints filed
2,473
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Texas

Texas sits near the top of the state complaint ladder at #1 of 56 by absolute CFPB filings (172,149 complaints).

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Texas residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 27

Sorted by most complaints

First Horizon Bank

C
3 total complaints ↓ falling

Fresno Credit Bureau

C
3 total complaints ↓ falling

Finance System of Green Bay, Inc.

B
3 total complaints ↓ falling

Financial Adjustment Bureau, Inc.

B
3 total complaints ↓ falling

Financial Asset Resolution, LLC

F
3 total complaints ↓ falling

First Choice Assets LLC.

C
3 total complaints ↓ falling

First Step Group, LLC

C
3 total complaints ↓ falling

Flagstar Bank, N.A.

C
3 total complaints ↓ falling

Flandreau Santee Sioux Tribe

D
3 total complaints ↓ falling

Florida Financial Management dba Lend A Dollar

C
3 total complaints → stable

Gateway First Bank

D
3 total complaints ↑ rising

GFS II, LLC

F
3 total complaints → stable

Genesis Lending

C
3 total complaints ↓ falling

Giggle Finance Inc.

F
3 total complaints ↑ rising

Goldstein, Cruise and Smith LLC

F
3 total complaints ↓ falling

Granite Edvance Corporation

B
3 total complaints ↓ falling

Greeting Team, LLC DBA Customer Care Global

D
3 total complaints ↑ rising

Guidiville Indian Rancheria

C
3 total complaints ↓ falling

Guild Holdings Company

C
3 total complaints ↑ rising

Hancock Whitney Bank

B
3 total complaints → stable

Hanwha QCells USA Corp

C
3 total complaints ↑ rising

Hatfield, Inc.

C
3 total complaints ↑ rising

Heritage Financial Group, Inc.

B
3 total complaints ↓ falling

Holloway Credit Solutions

D
3 total complaints ↓ falling

Immediate Recovery Group, Inc

F
3 total complaints ↓ falling

Iowa Student Loan Liquidity Corporation

C
3 total complaints ↓ falling

Icon Equities, LLC

C
3 total complaints ↓ falling

Insight Management Partners, LLC

D
3 total complaints ↓ falling

JMS Associates, Inc.

C
3 total complaints ↓ falling

Jupiter PreOwned Sales LLC

B
3 total complaints ↑ rising

Kahrs LAW Offices, PA

B
3 total complaints ↓ falling

Kehoe Financial Group, LLC

B
3 total complaints ↓ falling

Kross, Lieberman & Stone, Inc.

F
3 total complaints ↓ falling

Lamont, Hanley & Associates, Inc.

C
3 total complaints ↓ falling

Law Offices of Hayt, Hayt & Landau, LLC

C
3 total complaints → stable

Legal Recovery Law Offices, Inc

F
3 total complaints ↓ falling

Lend You Cash, Inc

F
3 total complaints → stable

Lendbuzz Inc.

C
3 total complaints ↑ rising

Liberty Holdings, LLC

F
3 total complaints ↓ falling

Local Data Recovery, LLC

F
3 total complaints → stable

M&S Recovery Solutions

B
3 total complaints ↓ falling

MAJR Financial Corp

C
3 total complaints ↓ falling

MFP, inc.

F
3 total complaints ↓ falling

Midcountry Financial Corp

C
3 total complaints ↓ falling

MJ Altman Companies, Inc.

B
3 total complaints ↓ falling

Machol & Johannes, LLC

D
3 total complaints ↓ falling

Management Location Services Inc.

F
3 total complaints ↑ rising

Master Finance Company

B
3 total complaints ↑ rising

Mcburberod Financial, Inc. d/b/a SeedFi

C
3 total complaints ↓ falling

Merchants Adjustment Service, Inc.

D
3 total complaints → stable

If a collector is contacting you in Texas

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Texas names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Texas AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Texas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Texas Resident

Texas's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Texas attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.