What is the most common complaint against Cooley Enterprises Inc?

The most common issue consumers report about Cooley Enterprises Inc is "Attempts to collect debt not owed", specifically "Debt was result of identity theft". This is based on 16 complaints filed with the CFPB.

Are complaints against Cooley Enterprises Inc increasing or decreasing?

Complaints against Cooley Enterprises Inc are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Cooley Enterprises Inc's reputation grade?

Cooley Enterprises Inc has a reputation grade of F (score: 34.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Cooley Enterprises Inc respond to consumer complaints?

Cooley Enterprises Inc has a 13% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does Cooley Enterprises Inc operate?

Cooley Enterprises Inc has received CFPB complaints from consumers in 3 states, with the most complaints from Texas (14 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Cooley Enterprises Inc - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

6
Written notification about debt

3
Communication tactics

3
False statements or representation

2
Disclosure verification of debt

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record cooley-enterprises-inc Cooley Enterprises Inc

Grade F · 16 CFPB filings · 13% timely · lead issue: Attempts to collect debt not owed · vol #2072 · compose #5142

VOL 16
GRADE F
12MO 1
STATES 3
TIMELY 13%
DISPUTE 25%
ISSUE Attempts to collect debt n…
RANK #2,072
COMPOSE #5,142

Volume peers

Nearest volume peer: Absolute Collections Corp. (16 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Cooley Enterprises Inc's 16 CFPB complaints sit next to Absolute Collections Corp. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

87.5% of Cooley Enterprises Inc's CFPB filings land in Texas

High volume does not equal a clean composite: Cooley Enterprises Inc is volume #2,072 but composite #5,142, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 87.5%; 14 of 16 filings · 3 states touched
Seasonal peak: 2013-09 10.5%; 8–15% band · 2 filings
Divergent corpus ranks: #2,072 volume; #5,142 composite; Cleanest-composite ladder is 3,070 places worse than volume

How does Cooley Enterprises Inc compare to its peers?

How does COOLEY ENTERPRISES INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

COOLEY ENTERPRISES INC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

13%

100%

91%

Consumer-dispute ratelower is better

25%

100%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-09 2020-06

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	6
Written notification about debt	3
Communication tactics	3
False statements or representation	2
Disclosure verification of debt	1
Taking/threatening an illegal action	1

Where do complaints against Cooley Enterprises Inc come from?

Cooley Enterprises Inc's own per-state count, not a national baseline.

Texas

14
Georgia

1
Massachusetts

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Cooley Enterprises Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 16.

4 peers

Know your rights before responding to Cooley Enterprises Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.