This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
MCMC Auto LTD - Debt Collector Complaint Profile
CFPB complaint profile across 2 states, reputation grade C.
Complaints by issue type
What consumers report about MCMC Auto LTD
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
7 complaints
- Attempts to collect debt not owed
Attempts to collect debt not owed
4 complaints
- Communication tactics
Communication tactics
3 complaints
- False statements or representation 1
False statements or representation
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record mcmc-auto-ltd MCMC Auto LTD
Grade C · 15 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2148 · compose #2339
- VOL 15
- GRADE C
- 12MO 7
- STATES 2
- TIMELY 100%
- ISSUE Took or threatened to take…
- RANK #2,148
- COMPOSE #2,339
Volume peers
Nearest volume peer: Accounts Advocate Agency (15 complaints)
MCMC Auto LTD's 15 CFPB complaints sit next to Accounts Advocate Agency on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
86.7% of MCMC Auto LTD's CFPB filings land in Texas
Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.
- Dominant state
- Texas 86.7%
- 13 of 15 filings · 2 states touched
- Seasonal peak
- 2015-03 13.3%
- 8–15% band · 2 filings
- Corpus ranks
- #2,148 volume
- #2,339 composite
- Among 5,420 volume-ranked / 5,278 scored collectors
How does MCMC Auto LTD compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Took or threatened to take negative or legal action | 7 |
| Attempts to collect debt not owed | 4 |
| Communication tactics | 3 |
| False statements or representation | 1 |
Where do complaints against MCMC Auto LTD come from?
MCMC Auto LTD's own per-state count, not a national baseline.
Top states by complaints against MCMC Auto LTD
Across 2 states with at least one filing
- Texas
Texas
13 complaints
- Arkansas 2
Arkansas
2 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for MCMC Auto LTD: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 15.
Know your rights before responding to MCMC Auto LTD: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |