What is the most common complaint against Thomas & Williams LLC?

The most common issue consumers report about Thomas & Williams LLC is "Communication tactics", specifically "Threatened to take legal action". This is based on 5 complaints filed with the CFPB.

Are complaints against Thomas & Williams LLC increasing or decreasing?

Complaints against Thomas & Williams LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Thomas & Williams LLC's reputation grade?

Thomas & Williams LLC has a reputation grade of B (score: 62.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Thomas & Williams LLC respond to consumer complaints?

Thomas & Williams LLC has a 80% timely response rate to CFPB complaints. Consumers disputed the company's response in 40% of cases.

In how many states does Thomas & Williams LLC operate?

Thomas & Williams LLC has received CFPB complaints from consumers in 4 states, with the most complaints from Pennsylvania (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Thomas & Williams LLC - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade B.

Compiled by PlainCollector

Communication tactics

3
False statements or representation

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record thomas-williams-llc Thomas & Williams LLC

Grade B · 5 CFPB filings · 80% timely · lead issue: Communication tactics · vol #3247 · compose #2095

VOL 5
GRADE B
12MO 0
STATES 4
TIMELY 80%
DISPUTE 40%
ISSUE Communication tactics
RANK #3,247
COMPOSE #2,095

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Thomas & Williams LLC's 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.0% of Thomas & Williams LLC's CFPB filings land in Pennsylvania

High volume does not equal a clean composite: Thomas & Williams LLC is volume #3,247 but composite #2,095, while Pennsylvania dominates the geography. Corpus placement method.

Dominant state: Pennsylvania 40.0%; 2 of 5 filings · 4 states touched
Spike month: 2017-10 21.1%; 4 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,247 volume; #2,095 composite; Cleanest-composite ladder is 1,152 places better than volume

How does Thomas & Williams LLC compare to its peers?

How does Thomas & Williams LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Thomas & Williams LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

80%

100%

91%

Consumer-dispute ratelower is better

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-11 2023-02

Issue Detail Breakdown

Issue	Complaints
Communication tactics	3
False statements or representation	1
Taking/threatening an illegal action	1

Where do complaints against Thomas & Williams LLC come from?

Thomas & Williams LLC's own per-state count, not a national baseline.

Pennsylvania

2
Connecticut

1
North Carolina

1
South Carolina

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Thomas & Williams LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to Thomas & Williams LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.