This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
United Community Bank - Debt Collector Complaint Profile
CFPB complaint profile across 4 states, reputation grade C.
Complaints by issue type
What consumers report about United Community Bank
- Attempts to collect debt not owed
Attempts to collect debt not owed
2 complaints
- Written notification about debt
Written notification about debt
2 complaints
- Took or threatened to take negative or legal action
Took or threatened to take negative or legal action
2 complaints
- False statements or representation
False statements or representation
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record united-community-bank United Community Bank
Grade C · 7 CFPB filings · 86% timely · lead issue: Attempts to collect debt not owed · vol #2892 · compose #2525
- VOL 7
- GRADE C
- 12MO 1
- STATES 4
- TIMELY 86%
- ISSUE Attempts to collect debt n…
- RANK #2,892
- COMPOSE #2,525
Volume peers
Nearest volume peer: Account Services Inc. (7 complaints)
United Community Bank's 7 CFPB complaints sit next to Account Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
State-heavy filing map
42.9% of United Community Bank's CFPB filings land in Georgia
Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.
- Dominant state
- Georgia 42.9%
- 3 of 7 filings · 4 states touched
- Spike month
- 2015-11 16.7%
- 1 filings that month · spiky (≥15% of series)
- Corpus ranks
- #2,892 volume
- #2,525 composite
- Among 5,420 volume-ranked / 5,278 scored collectors
How does United Community Bank compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 2 |
| Written notification about debt | 2 |
| Took or threatened to take negative or legal action | 2 |
| False statements or representation | 1 |
Where do complaints against United Community Bank come from?
United Community Bank's own per-state count, not a national baseline.
Top states by complaints against United Community Bank
Across 4 states with at least one filing
- Georgia
Georgia
3 complaints
- South Carolina
South Carolina
2 complaints
- North Carolina 1
North Carolina
1 complaints
- Pennsylvania 1
Pennsylvania
1 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for United Community Bank: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 7.
Know your rights before responding to United Community Bank: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |