State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 26

Sorted by most complaints

Mortgage Lenders of America

A
1 total complaints ↓ falling

Mountain America Federal Credit Union

D
1 total complaints ↑ rising

MS Services LLC

D
1 total complaints ↓ falling

MSW Capital, LLC

C
1 total complaints ↓ falling

Madison Auto, LLC

D
1 total complaints ↑ rising

Madison Management Services, LLC

B
1 total complaints ↓ falling

Main Line Recovery Solutions, Inc.

D
1 total complaints ↑ rising

Makes Cents, Inc. dba Advance.Cash

B
1 total complaints ↑ rising

Mary Jane M. Elliott, P.C. Attorneys At Law

D
1 total complaints ↓ falling

Matthew Thomas & Associates LLC

F
1 total complaints ↓ falling

McCalla Raymer Leibert Pierce, LLC

F
1 total complaints ↓ falling

McMichael Taylor Gray LLC

B
1 total complaints ↑ rising

McNeil & Meyers Asset Management Group, LLC

D
1 total complaints ↑ rising

Mcburberod Financial, Inc. d/b/a SeedFi

C
1 total complaints ↓ falling

Meade Recovery Services, LLC

D
1 total complaints → stable

Medical-Dental-Hospital Bureau of San Antonio

D
1 total complaints ↓ falling

Merchants Credit Assoc. Inc SC

C
1 total complaints ↓ falling

Merchants and Professional Bureau, Inc.

D
1 total complaints ↓ falling

Meridian ARG Inc.

F
1 total complaints ↓ falling

Merriman Investments, LLC

B
1 total complaints ↓ falling

Metro Collection Service Inc.

C
1 total complaints → stable

MicroBilt / PRBC (formerly CL Verify)

C
1 total complaints ↑ rising

Mid Continent Credit Services, Inc

C
1 total complaints ↓ falling

Miller, Stark, Klein and Associates

C
1 total complaints ↓ falling

Mirand Response Systems, Inc.

C
1 total complaints ↑ rising

Momnt Technologies, Inc.

D
1 total complaints ↑ rising

Money Management International, Inc.

B
1 total complaints ↓ falling

Mortgage Research Center, LLC

B
1 total complaints ↓ falling

Mountain Land Collections, Inc.

C
1 total complaints → stable

NAM National Arbitration and Mediation

F
1 total complaints ↓ falling

National Debt Relief LLC

F
1 total complaints ↑ rising

Nationwide Advantage Mortgage Company

C
1 total complaints ↓ falling

NBT Bancorp Inc.

C
1 total complaints → stable

NEXA Mortgage, LLC

B
1 total complaints → stable

Nathan & Nathan, P.C.

C
1 total complaints ↓ falling

National Arbitration Forum

F
1 total complaints ↓ falling

National Consumer Telecom & Utilities Exchange, Inc.

D
1 total complaints ↑ rising

National Debt Holdings, LLC

D
1 total complaints ↑ rising

National Principal Group, LLC

C
1 total complaints ↓ falling

Nationwide Financial Group

D
1 total complaints ↓ falling

Netspend Corporation

B
1 total complaints ↑ rising

Nevada Credico, Inc.

D
1 total complaints ↓ falling

New Era Asset Management, LLC

B
1 total complaints ↓ falling

Nexgen Services Inc

C
1 total complaints ↓ falling

Nexum Group Inc

D
1 total complaints → stable

Nickel City Group LLC

D
1 total complaints ↓ falling

North Capital Recovery Services

C
1 total complaints ↑ rising

Northeast Recovery Solutions, LLC

F
1 total complaints ↓ falling

Northstar Education Finance Incorporated

A
1 total complaints ↓ falling

Northwood Asset Management Group

C
1 total complaints ↓ falling

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.