State complaint profile

Debt collection complaints in North Carolina

38,233 CFPB complaints filed against 1,462 debt collectors active in North Carolina.

Complaints
38,233
Collectors
1,462
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Carolina at a glance

North Carolina consumers have filed 38,233 CFPB debt-collection complaints against 1,462 collectors.

38,233
CFPB complaints filed
1,462
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Carolina

North Carolina filings are dispersed: the top three collectors hold only 0% of 38,233 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from North Carolina residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 24

Sorted by most complaints

Financial Filing & Reporting, Inc.

C
1 total complaints ↓ falling

Financial Solution Providers LLC

B
1 total complaints ↓ falling

First Collections Inc

C
1 total complaints ↓ falling

FirstCollect, Inc.

B
1 total complaints ↓ falling

FirstLine Financial, Inc.

B
1 total complaints ↓ falling

Fitzgerald Goldman & Associates, Inc.

F
1 total complaints ↓ falling

Flagstar Bank, N.A.

C
1 total complaints ↓ falling

FlexPath Capital, Inc

B
1 total complaints ↓ falling

Foursight Holding LLC

C
1 total complaints ↓ falling

Freeborn & Peters LLP

A
1 total complaints ↓ falling

Frontline Financial, LLC

C
1 total complaints ↑ rising

Full Circle Financial Services, LLC

B
1 total complaints ↓ falling

GFS II, LLC

F
1 total complaints → stable

Greensky Operations, LLC

D
1 total complaints ↑ rising

Gulf Coast Collection Bureau, Inc.

D
1 total complaints ↓ falling

Galaxy Capital Acquisitions, LLC

D
1 total complaints ↓ falling

General Collection Co.

A
1 total complaints ↓ falling

Genuine Debt Solutions, LLC.

D
1 total complaints ↓ falling

Giggle Finance Inc.

F
1 total complaints ↑ rising

Global Asset Agency, Inc.

F
1 total complaints ↓ falling

Global Check Recovery, INC

F
1 total complaints ↓ falling

Global Consulting Agency LLC

C
1 total complaints ↓ falling

Global Processing Services, LLC

F
1 total complaints → stable

Global Trust Management LLC

C
1 total complaints → stable

Go Capital Holdings, LLC

C
1 total complaints ↓ falling

Goal Structured Solutions, LLC

F
1 total complaints ↑ rising

Grant Mercantile Agency

D
1 total complaints ↓ falling

Greater Collection Agency Bureau, LLC

D
1 total complaints ↓ falling

Green & Sons Agency, Inc.

F
1 total complaints → stable

Greenberg Law Firm, Professional Corporation

A
1 total complaints ↓ falling

Greeting Team, LLC DBA Customer Care Global

D
1 total complaints ↑ rising

Greyhill Financial

F
1 total complaints ↓ falling

Greystone Alliance LLC

D
1 total complaints ↓ falling

Hammerman & Hultgren, P.C.

C
1 total complaints ↓ falling

Harpeth Financial Services, LLC

C
1 total complaints ↑ rising

Hayt Hayt & Landau, P.L. (FL)

F
1 total complaints ↓ falling

Healthcare Collections-I, LLC

F
1 total complaints ↓ falling

Healthcare Management, LLC

D
1 total complaints ↓ falling

Hiday & Ricke, P.A.

D
1 total complaints ↓ falling

Hightechlendinginc

F
1 total complaints ↑ rising

Holloway Credit Solutions

D
1 total complaints ↓ falling

Horsepower Financial, LLC

1 total complaints ↑ rising

Housing & Financial Educator

A
1 total complaints ↓ falling

Iowa Student Loan Liquidity Corporation

C
1 total complaints ↓ falling

IPAC'S Inc.

F
1 total complaints ↑ rising

Icon Equities, LLC

C
1 total complaints ↓ falling

Independence Capital Recovery, LLC

D
1 total complaints ↑ rising

Insight Management Partners, LLC

D
1 total complaints ↓ falling

Insight One Solutions, LLC

B
1 total complaints ↓ falling

Integrity Solution Services, Inc.

C
1 total complaints ↓ falling

If a collector is contacting you in North Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest North Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official North Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Carolina Resident

North Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the North Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.