State complaint profile

Debt collection complaints in Kansas

4,617 CFPB complaints filed against 722 debt collectors active in Kansas.

Complaints
4,617
Collectors
722
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Kansas at a glance

Kansas consumers have filed 4,617 CFPB debt-collection complaints against 722 collectors.

4,617
CFPB complaints filed
722
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Kansas

Kansas filings are dispersed: the top three collectors hold only 0.1% of 4,617 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Kansas residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

United Student Aid (USA) Funds

C
2 total complaints ↓ falling

Upstart Holdings, Inc.

F
2 total complaints ↑ rising

Valarity, LLC

D
2 total complaints ↓ falling

Van Ru Credit Corporation

C
2 total complaints ↓ falling

Venture Financial Services, Inc.

B
2 total complaints ↓ falling

Voss & Klein, LLC

D
2 total complaints → stable

YSA ARM LLC DBA Oxygen XL

F
2 total complaints ↑ rising

Zenith Financial Network Inc

F
2 total complaints ↓ falling

A & S Collection Associates, Inc.

A
1 total complaints ↓ falling

AA Recovery Solutions, Inc.

F
1 total complaints ↓ falling

Adir International LLC

C
1 total complaints ↑ rising

Alcar Inc.

B
1 total complaints ↑ rising

Ameripro Funding, Inc.

F
1 total complaints ↓ falling

ARM WNY LLC

F
1 total complaints ↓ falling

ARP & Associates LLC

F
1 total complaints ↑ rising

Arvest Bank Group, Inc.

B
1 total complaints ↑ rising

AUSSRQ Holdings, LLC

F
1 total complaints ↓ falling

Access Receivables of NC Inc.

C
1 total complaints ↓ falling

Account Discovery Systems, LLC

C
1 total complaints ↓ falling

Account Services Collections, Inc

C
1 total complaints ↓ falling

Accounts Recovery Agency Inc.

F
1 total complaints ↓ falling

Accscient, LLC

F
1 total complaints → stable

Accudata Credit Systems LLC

B
1 total complaints ↓ falling

Accurate Financial Partners

B
1 total complaints ↓ falling

Action Collection Agencies, Inc.

F
1 total complaints ↓ falling

Admin Recovery, LLC

D
1 total complaints ↓ falling

Advanced Recovery Systems, Inc.

D
1 total complaints → stable

Allied Fidelity Services, LLC

A
1 total complaints ↓ falling

Altisource Portfolio Solutions, S.à r.l.

C
1 total complaints ↓ falling

AmerAssist A/R Solutions, Inc.

F
1 total complaints ↓ falling

American Collection Services, Inc. (OK, TX)

C
1 total complaints ↓ falling

American Recovery Service Incorporated

D
1 total complaints ↓ falling

Americor Funding, LLC

D
1 total complaints ↑ rising

Apelles, LLC

C
1 total complaints → stable

Armcon Corp

C
1 total complaints ↓ falling

Armstrong and Associates, Inc

D
1 total complaints → stable

Army and Air Force Exchange Service

F
1 total complaints ↑ rising

Ascendium Education Group

F
1 total complaints ↓ falling

Ascension Point Recovery Services, LLC

C
1 total complaints ↓ falling

Asset Management Outsourcing, Inc.

D
1 total complaints ↓ falling

Asset Recovery Bureau LLC

D
1 total complaints ↑ rising

Assured Financial LLC

D
1 total complaints ↓ falling

Astra Business Services

F
1 total complaints ↓ falling

Aubrey Thrasher, LLC

C
1 total complaints → stable

Automated Accounts Management Services

C
1 total complaints ↓ falling

Avant Credit Corporation

C
1 total complaints ↓ falling

BAM Financial, LLC

F
1 total complaints ↓ falling

Bank of the West

C
1 total complaints ↓ falling

BB&T Corporation

D
1 total complaints ↓ falling

BYL Collection Services

D
1 total complaints ↓ falling

If a collector is contacting you in Kansas

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Kansas resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Kansas

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Kansas Resident

Three parallel channels apply in Kansas: the CFPB complaint form (powers this dataset), the Kansas attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.