State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 35

Sorted by most complaints

Capital Credit and Collection Service, Inc.

C
1 total complaints ↓ falling

Capital Recovery Systems, Inc.

D
1 total complaints ↓ falling

Capital Servicing Group

B
1 total complaints ↓ falling

Capstone Capital USA, LLC

1 total complaints ↑ rising

Carma Enterprises Inc

B
1 total complaints ↑ rising

Carter Business Service, Inc.

B
1 total complaints → stable

Cascade Collections, Inc.

F
1 total complaints ↓ falling

Celentano, Stadtmauer & Walentowicz, LLP

F
1 total complaints ↑ rising

Center Street Finance, LP dba CSF Servicing

B
1 total complaints ↑ rising

Centric Asset Management Inc

B
1 total complaints ↓ falling

Centron Services

C
1 total complaints ↓ falling

Century Financial Services, Inc.

C
1 total complaints ↓ falling

Certified Bureau of the South, Inc

C
1 total complaints ↓ falling

Certified Recovery Systems, Inc.

C
1 total complaints ↓ falling

Certified Services, Inc.

B
1 total complaints ↓ falling

Chainlink Services LLC

D
1 total complaints ↑ rising

Charleston Area Medical Center

C
1 total complaints ↓ falling

Cheadle Law Firm

B
1 total complaints ↓ falling

Check City Partnership, LLC

B
1 total complaints ↓ falling

Check Fraud Services

D
1 total complaints ↓ falling

Cherry Creek Corporate, LLC

F
1 total complaints ↑ rising

Chesapeakes Services

A
1 total complaints ↑ rising

Child Support Recovery Services, Inc.

D
1 total complaints ↓ falling

Churchill Debt Settlement

B
1 total complaints ↓ falling

City Enterprises, LLC

A
1 total complaints ↓ falling

ClarityPay, Inc.

B
1 total complaints ↑ rising

Clear Recovery, Inc.

C
1 total complaints ↓ falling

ClearBalance Holdings, LLC

F
1 total complaints ↑ rising

Clifton Mortgage Services, LLC

F
1 total complaints ↓ falling

Co-Operative Adjustment Bureau, Inc.

B
1 total complaints ↓ falling

Coast 2 Coast Financial Group, LLC

C
1 total complaints ↑ rising

Coastal Capital Processing, LLC

D
1 total complaints → stable

Coastal Financial Solutions, LLC

D
1 total complaints ↓ falling

Cochren Bailey & Associates, LLC

B
1 total complaints ↓ falling

Cohen & Cohen Law, LLC

B
1 total complaints ↓ falling

Cohen Kaplan Tulowitz LLC

A
1 total complaints ↓ falling

Cohen, Roberts & Associates, LLC

B
1 total complaints ↑ rising

Coinbase, Inc.

C
1 total complaints ↑ rising

Collection Bureau Services, Inc.

D
1 total complaints ↓ falling

Collection Bureau of Walla Walla

C
1 total complaints ↑ rising

Collection Center Inc

D
1 total complaints ↓ falling

Collection Management Services, Inc.

D
1 total complaints → stable

Collection Professionals, Inc. (Macomb, IL)

C
1 total complaints ↑ rising

College Loan Corporation

D
1 total complaints ↓ falling

Columbia Collection Service, Inc.

F
1 total complaints ↓ falling

Comenity Capital Bank

F
1 total complaints ↓ falling

Commercial Trade, Inc.

C
1 total complaints ↓ falling

Community Cash Management Corp.

C
1 total complaints ↓ falling

Como Law Firm P.A.

B
1 total complaints ↓ falling

Complete Professional Recovery LLC

B
1 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.