What is the most common complaint against Check Fraud Services?

The most common issue consumers report about Check Fraud Services is "Communication tactics", specifically "Threatened arrest/jail if do not pay". This is based on 5 complaints filed with the CFPB.

Are complaints against Check Fraud Services increasing or decreasing?

Complaints against Check Fraud Services are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Check Fraud Services's reputation grade?

Check Fraud Services has a reputation grade of D (score: 49.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Check Fraud Services respond to consumer complaints?

Check Fraud Services has a 17% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Check Fraud Services operate?

Check Fraud Services has received CFPB complaints from consumers in 4 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Check Fraud Services - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade D.

Compiled by PlainCollector

Communication tactics

2
Taking/threatening an illegal action

2
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record check-fraud-services Check Fraud Services

Grade D · 5 CFPB filings · 17% timely · lead issue: Communication tactics · vol #3100 · compose #4163

VOL 5
GRADE D
12MO 0
STATES 4
TIMELY 17%
DISPUTE 0%
ISSUE Communication tactics
RANK #3,100
COMPOSE #4,163

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Check Fraud Services's 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.0% of Check Fraud Services's CFPB filings land in California

High volume does not equal a clean composite: Check Fraud Services is volume #3,100 but composite #4,163, while California dominates the geography. Corpus placement method.

Dominant state: California 40.0%; 2 of 5 filings · 4 states touched
Even monthly load: Peak under 8%; Highest month 2022-01 at 7.7% (1 filings)
Divergent corpus ranks: #3,100 volume; #4,163 composite; Cleanest-composite ladder is 1,063 places worse than volume

How does Check Fraud Services compare to its peers?

How does Check Fraud Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Check Fraud Services National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

17%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-01 2026-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	2
Taking/threatening an illegal action	2
Took or threatened to take negative or legal action	1

Where do complaints against Check Fraud Services come from?

Check Fraud Services's own per-state count, not a national baseline.

California

2
Florida

1
New York

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Check Fraud Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to Check Fraud Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.