State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 34

Sorted by most complaints

Auto Credit of Virginia Inc.

B
1 total complaints ↑ rising

Auto Loan Inc.

A
1 total complaints ↓ falling

Auto Now Financial Services, Inc., Phoenix, AZ Branch

D
1 total complaints ↑ rising

Automatic Data Processing, Inc.

F
1 total complaints ↓ falling

Automotive Financial Services

A
1 total complaints ↓ falling

Awar Holding Inc.

F
1 total complaints ↓ falling

Axiom Acquisition Ventures, LLC

C
1 total complaints → stable

BAM Management US Holdings Inc.

F
1 total complaints ↓ falling

BCB Investments LLC

C
1 total complaints ↓ falling

Beacon Financial Corporation

B
1 total complaints → stable

BHA Services

F
1 total complaints ↓ falling

Black Hills Children's Ranch, Inc.

A
1 total complaints ↓ falling

Bayside Recovery Services, Inc.

A
1 total complaints ↓ falling

Bayview Investment Group LLC

A
1 total complaints ↓ falling

Biltmore Asset Management LLC

B
1 total complaints ↓ falling

Blackhawk Network Holdings Inc.

A
1 total complaints ↓ falling

Blackrock Mitigation Group LLC

F
1 total complaints ↓ falling

Blackstad, Hrabe, Kirlorsky, LLC

C
1 total complaints → stable

Blackwell, Burns & Pratt

A
1 total complaints ↓ falling

Bluestein Hirsch and Associates

B
1 total complaints ↓ falling

Bonded Business Services, Ltd.

C
1 total complaints ↓ falling

Boone & Associates Group LLC

B
1 total complaints ↓ falling

Brelvis Consulting, LLC

A
1 total complaints ↓ falling

Brian P. Mickles, PLLC

A
1 total complaints ↓ falling

Bright Capital Inc

B
1 total complaints ↑ rising

Brinkman Alliance Group

F
1 total complaints ↓ falling

Burke Moore Law Group, LLP

C
1 total complaints ↓ falling

Business & Professional Collection Service Inc

C
1 total complaints ↓ falling

C.Tech Collections, Inc.

C
1 total complaints ↓ falling

Capital Resource Management, Inc.

F
1 total complaints ↓ falling

CARCO Group, Inc.

A
1 total complaints ↓ falling

Cardinal Financial Company, Limited Partnership

A
1 total complaints ↓ falling

CDI Affiliated Services, Inc.

D
1 total complaints ↑ rising

CFS Investments

F
1 total complaints ↑ rising

CFS2 Inc.

B
1 total complaints ↓ falling

Challenge Financial Services

C
1 total complaints ↑ rising

CLS Mortgage Inc.

F
1 total complaints ↓ falling

COLLECTION PROFESSIONALS INC (Illinois)

D
1 total complaints ↓ falling

Collections Unlimited of Texas Inc

D
1 total complaints ↓ falling

Computer Sciences Corporation

C
1 total complaints ↓ falling

Cornerstone Resolution Group, Inc.

C
1 total complaints ↓ falling

Credico. Inc

D
1 total complaints ↓ falling

Cullen/Frost Bankers, Inc.

B
1 total complaints → stable

Customers Bancorp, Inc

C
1 total complaints → stable

Cactus Jacks Auto Sales

C
1 total complaints ↑ rising

Caddis Funding, LLC

C
1 total complaints ↓ falling

California Business Bureau, Inc.

F
1 total complaints ↓ falling

Camelot Financial Services, Inc.

C
1 total complaints ↓ falling

Campus Student Funding, LLC

F
1 total complaints ↓ falling

Capital Asset Recovery INC DBA Jacobson and Wright

D
1 total complaints ↓ falling

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.