State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 33

Sorted by most complaints

Action Collection Service

D
1 total complaints → stable

Activo Corp

A
1 total complaints ↓ falling

Adam I. Skolnik, P.A. d/b/a Law Office of Adam I. Skolnik, P.A.

A
1 total complaints ↓ falling

Adsen & Associates, LLC

A
1 total complaints ↓ falling

Advanced Professional Group

A
1 total complaints ↓ falling

Advanced Recovery Systems, Inc.

D
1 total complaints → stable

Advantage Auto Sales, Inc.

B
1 total complaints ↓ falling

Advantage Credit, Inc.

B
1 total complaints ↑ rising

Advantage Financial Service LLC (Idaho)

F
1 total complaints ↓ falling

Aequitas Capital Opportunities Fund, LP

B
1 total complaints → stable

Afterpay US Services, LLC

B
1 total complaints ↓ falling

Albert E. Acuna, P.A.

A
1 total complaints ↓ falling

Alco Collections, Inc.

D
1 total complaints ↓ falling

Alexander, Winton & Associates, Inc.

B
1 total complaints ↑ rising

Allarin Professional Group LLC

A
1 total complaints ↓ falling

Allegiance Accounting Services, LLC

F
1 total complaints ↓ falling

Allegiant Capital Recovery LLC

F
1 total complaints ↓ falling

Allied Account Services, Inc.

C
1 total complaints ↓ falling

Allied Capital Management, Inc.

F
1 total complaints ↑ rising

Allied Collection Service, Inc. (Indiana)

C
1 total complaints → stable

Allied Consulting Services LLC

C
1 total complaints ↑ rising

Allied Fidelity Services, LLC

A
1 total complaints ↓ falling

Allied Recovery Solutions, Inc.

D
1 total complaints ↓ falling

Altitude Community Law P.C.

B
1 total complaints ↓ falling

Alvamar Financial

F
1 total complaints ↓ falling

AmWest Funding Corp.

A
1 total complaints ↓ falling

American Credit Adjusters

B
1 total complaints ↓ falling

American Credit Exchange, Inc

B
1 total complaints → stable

American Credit Financial

C
1 total complaints ↓ falling

American Debt Consolidation

F
1 total complaints ↑ rising

American Elite Recovery, LLC

F
1 total complaints ↓ falling

Amerifinance, Inc.

F
1 total complaints ↓ falling

Ameritan Group Services

F
1 total complaints ↑ rising

Andrews & Cox, P.C.

C
1 total complaints → stable

Apex Resolution Group LLC

F
1 total complaints ↓ falling

Applied Resolutions Group

B
1 total complaints ↓ falling

Arivo Acceptance, LLC

C
1 total complaints ↑ rising

Armin, O'Conner & Boch, LLC

F
1 total complaints ↑ rising

Armstrong and Associates, Inc

D
1 total complaints → stable

Array US, Inc

B
1 total complaints ↑ rising

Aspen Properties Group, LLC

B
1 total complaints ↓ falling

Asset Acquisition Group, LLC

B
1 total complaints ↓ falling

Asset Maximization Group, Inc.

B
1 total complaints ↓ falling

Assigned Credit Solutions

D
1 total complaints ↓ falling

Atlantic Collection Agency, Inc.

D
1 total complaints → stable

Atlas Collections Inc. (of New Castle)

B
1 total complaints ↓ falling

Audubon Solutions LLC DBA Titan Portfolio Management Group

A
1 total complaints ↓ falling

Augusta Collection Agency, Inc.

F
1 total complaints → stable

Aurora Enterprises, Inc.

B
1 total complaints ↓ falling

Auto Credit Corporation of Jonesboro, iNC.

1 total complaints ↑ rising

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.