What is the most common complaint against CLS Mortgage Inc.?

The most common issue consumers report about CLS Mortgage Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 1 complaints filed with the CFPB.

Are complaints against CLS Mortgage Inc. increasing or decreasing?

Complaints against CLS Mortgage Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is CLS Mortgage Inc.'s reputation grade?

CLS Mortgage Inc. has a reputation grade of F (score: 45.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does CLS Mortgage Inc. respond to consumer complaints?

CLS Mortgage Inc. has a 0% timely response rate to CFPB complaints.

In how many states does CLS Mortgage Inc. operate?

CLS Mortgage Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Florida (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CLS Mortgage Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record cls-mortgage-inc CLS Mortgage Inc.

Grade F · 1 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #4635 · compose #4631

VOL 1
GRADE F
12MO 0
STATES 1
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #4,635
COMPOSE #4,631

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

CLS Mortgage Inc.'s 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of CLS Mortgage Inc.'s CFPB filings land in Florida

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Florida 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2023-02 100.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #4,635 volume; #4,631 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does CLS Mortgage Inc. compare to its peers?

How does CLS Mortgage Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CLS Mortgage Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-02 2023-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1

Where do complaints against CLS Mortgage Inc. come from?

CLS Mortgage Inc.'s own per-state count, not a national baseline.

Florida

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for CLS Mortgage Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to CLS Mortgage Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.