State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 25

Sorted by most complaints

Credit Regulating Services, Inc.

D
3 total complaints ↓ falling

Creditors Bureau Associates

D
3 total complaints → stable

CrossCheck, Inc.

B
3 total complaints ↓ falling

CrossCountry Mortgage LLC

C
3 total complaints ↑ rising

Crow Creek Sioux Tribe

F
3 total complaints ↑ rising

DTA Group LLC

D
3 total complaints ↓ falling

Data Check of America LLC

F
3 total complaints ↓ falling

Data Search NY, Inc.

F
3 total complaints ↓ falling

Delivery Financial Services, LLC

D
3 total complaints ↓ falling

Delphi Law Group, LLP

B
3 total complaints ↓ falling

Dwight Financial, Inc.

B
3 total complaints ↓ falling

East West Bank

C
3 total complaints ↓ falling

Everbank, National Association

B
3 total complaints ↓ falling

Eastern Revenue, Inc.

D
3 total complaints → stable

Eltman Law, P.C.

D
3 total complaints ↓ falling

Endpoint Resolution Services (ERS)

B
3 total complaints ↓ falling

Fidelis Recovery Management, LLC

C
3 total complaints ↓ falling

Fairway Collections, LLC

C
3 total complaints ↓ falling

Farrell Holdings, LLC

B
3 total complaints ↓ falling

Federal Pacific Credit Company, LLC

D
3 total complaints ↓ falling

Filings and Claims Inc.

B
3 total complaints ↓ falling

Financial Filing & Reporting, Inc.

C
3 total complaints ↓ falling

First Associates Loan Servicing LLC

C
3 total complaints ↓ falling

First Capital Recovery Inc.

B
3 total complaints ↓ falling

First Investors Servicing Corporation, Atlanta, GA Branch

C
3 total complaints ↓ falling

FlexShopper, Inc

D
3 total complaints → stable

Full Circle Financial Services, LLC

B
3 total complaints ↓ falling

Gold KEY Credit, Inc.

D
3 total complaints ↓ falling

Glasser and Glasser, PLC

C
3 total complaints → stable

Global Asset Agency, Inc.

F
3 total complaints ↓ falling

Global United Arbitration LLC

C
3 total complaints ↓ falling

Goldberg & Peretti, LLC

C
3 total complaints ↓ falling

Google Compare Credit Cards Inc.

D
3 total complaints → stable

Great Lakes Capital Management, LLC

B
3 total complaints ↓ falling

Green Trust Cash, LLC

B
3 total complaints ↓ falling

Greystone Alliance LLC

D
3 total complaints ↓ falling

HIGHLAND FINANCIAL SERVICES (Closed)

F
3 total complaints ↓ falling

Hanwha QCells USA Corp

C
3 total complaints ↑ rising

Harpeth Financial Services, LLC

C
3 total complaints ↑ rising

Healthcare Collections-I, LLC

F
3 total complaints ↓ falling

Highland Capital

F
3 total complaints ↓ falling

Hollis Cobb Associates

D
3 total complaints → stable

Illinois Collection Service, Inc.

D
3 total complaints ↓ falling

Jon Barry and Associates, Inc.

C
3 total complaints ↓ falling

Kashable LLC

D
3 total complaints ↑ rising

Key 2 Recovery, Inc.

D
3 total complaints → stable

Kirschbaum, Nanney, Keenan & Griffin, P.A.

F
3 total complaints ↓ falling

LAW Offices of Michael K. Sipes

B
3 total complaints ↓ falling

LHR Inc.

F
3 total complaints ↓ falling

Logicoll, LLC

B
3 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.