State complaint profile

Debt collection complaints in Alabama

21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.

Complaints
21,381
Collectors
1,136
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alabama at a glance

Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.

21,381
CFPB complaints filed
1,136
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Alabama

Alabama filings are dispersed: the top three collectors hold only 0% of 21,381 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 13

Sorted by most complaints

Huntington National Bank, the

C
2 total complaints → stable

Harvard Collections, LLC

D
2 total complaints ↓ falling

Herbert P. Sears Co., Inc.

C
2 total complaints → stable

High Point Asset Inc

F
2 total complaints ↓ falling

Highland Capital

F
2 total complaints ↓ falling

Illinois Collections Inc

C
2 total complaints ↓ falling

Insight Management Partners, LLC

D
2 total complaints ↓ falling

Integrated Recovery Services

F
2 total complaints ↓ falling

Integrity Solution Services, Inc.

C
2 total complaints ↓ falling

International Computer Systems, Inc.

D
2 total complaints → stable

InvestiNet LLC

D
2 total complaints ↑ rising

Investment Retrievers, Inc.

D
2 total complaints → stable

J J Marshall & Associates, Inc

D
2 total complaints → stable

KBR Inc DBA Rash Curtis & Associates

F
2 total complaints ↓ falling

Kingston Data & Credit International Inc.

F
2 total complaints ↑ rising

Kross, Lieberman & Stone, Inc.

F
2 total complaints ↓ falling

LAW Office of Hall and Associates

B
2 total complaints ↑ rising

Law Offices of Robert J. Colclough, III

F
2 total complaints ↓ falling

Leading Edge Recovery Solutions, LLC

C
2 total complaints ↓ falling

Live Oak Financial, Inc

F
2 total complaints ↑ rising

Local Management, LLC

D
2 total complaints → stable

Louisiana Recovery Services Inc.

C
2 total complaints ↓ falling

M&T Bank Corporation

C
2 total complaints → stable

M.A.R.S., Inc.

D
2 total complaints → stable

Mainstreet Loan Company in

2 total complaints ↑ rising

McNeil & Meyers Asset Management Group, LLC

D
2 total complaints ↑ rising

Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates

F
2 total complaints ↑ rising

Meridian Financial Services, Inc.

D
2 total complaints ↑ rising

Mid-Atlantic Finance Co., Inc.

D
2 total complaints ↑ rising

Mr. Cooper Group Inc.

F
2 total complaints ↓ falling

National Capital Solutions

F
2 total complaints ↑ rising

National Commercial Services, Inc

D
2 total complaints ↓ falling

National Recoveries, Inc.

C
2 total complaints ↓ falling

Nations Recovery Center

D
2 total complaints ↓ falling

North American Asset Services, LLC

D
2 total complaints ↓ falling

North American Credit Services

D
2 total complaints ↓ falling

North Shore Agency, LLC

C
2 total complaints ↓ falling

Northeast Recovery Solutions, LLC

F
2 total complaints ↓ falling

Northland Group Inc

C
2 total complaints ↓ falling

Oracle Financial Group LLC.

D
2 total complaints ↓ falling

Pennymac Loan Services, LLC.

D
2 total complaints ↑ rising

Perdue Brandon Fielder Collins & Mott LLP

F
2 total complaints → stable

Preferred Credit Inc

C
2 total complaints ↑ rising

Paramount Capital Group, Inc.

F
2 total complaints ↓ falling

Partners Financial Services Inc

B
2 total complaints ↓ falling

Pathfinder Credit Services

C
2 total complaints ↓ falling

Patient Accounting Service Center

D
2 total complaints → stable

Pinata Rent, Inc

B
2 total complaints ↑ rising

Pinnacle Asset Management, LLC

F
2 total complaints ↓ falling

Porania, LLC

F
2 total complaints → stable

If a collector is contacting you in Alabama

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Alabama

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Alabama Resident

Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.