State complaint profile

Debt collection complaints in Illinois

41,794 CFPB complaints filed against 1,540 debt collectors active in Illinois.

Complaints
41,794
Collectors
1,540
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Illinois at a glance

Illinois consumers have filed 41,794 CFPB debt-collection complaints against 1,540 collectors.

41,794
CFPB complaints filed
1,540
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Illinois

Illinois filings are dispersed: the top three collectors hold only 0% of 41,794 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Illinois residents in this extract is Resurgent Capital Services L.P. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 27

Sorted by most complaints

King of Credit Financial, Inc

D
1 total complaints → stable

Kingston Financial, LLC

F
1 total complaints ↑ rising

Kirkland Asset Management LLC

D
1 total complaints ↓ falling

Kivell, Rayment and Francis, P.C.

C
1 total complaints ↓ falling

L.B.Gray LLC A Debt Collection Agency

B
1 total complaints ↑ rising

LCO Financial Services, LLC

B
1 total complaints ↓ falling

Lender Live

A
1 total complaints ↓ falling

LHR Inc.

F
1 total complaints ↓ falling

Loan to Learn

B
1 total complaints ↓ falling

Logicoll, LLC

B
1 total complaints ↓ falling

LPSG

B
1 total complaints ↓ falling

Lamont, Hanley & Associates, Inc.

C
1 total complaints ↓ falling

Law Office of Marsha D. Holzhauer P.C.

A
1 total complaints ↓ falling

Law Offices of Robert J. Colclough, III

F
1 total complaints ↓ falling

Law Offices of Snyder & Associates, LLC

F
1 total complaints ↓ falling

Law Offices of Timothy M. Sullivan

D
1 total complaints ↑ rising

LendingUSA

B
1 total complaints → stable

Lentegrity Management, LLC

C
1 total complaints ↑ rising

Levelset Collection LLC

C
1 total complaints ↑ rising

Liberty Career Finance, LLC

B
1 total complaints ↑ rising

Liberty Holdings, LLC

F
1 total complaints ↓ falling

Life Line Billing Systems, LLC

C
1 total complaints → stable

Location Services Holdings, LLC

D
1 total complaints ↑ rising

Lockhart Mediation Services

F
1 total complaints ↑ rising

Loqbox US Inc

F
1 total complaints ↑ rising

M&T Bank Corporation

C
1 total complaints → stable

M. Richard Epps, P.C.

B
1 total complaints ↓ falling

MCU Holdings, LLC

C
1 total complaints ↓ falling

Mepco Finance Corporation

1 total complaints ↑ rising

Midfirst Bank

B
1 total complaints → stable

MJ Altman Companies, Inc.

B
1 total complaints ↓ falling

MS Services LLC

D
1 total complaints ↓ falling

MST Financial Services, L.L.C.

D
1 total complaints → stable

MSV Recovery LLC

F
1 total complaints ↓ falling

MSW Capital, LLC

C
1 total complaints ↓ falling

Manhattan Beach Venture, LLC

F
1 total complaints → stable

Mark A. Kirkorsky, PC

D
1 total complaints ↓ falling

McKellar & Associates Group, Inc.

C
1 total complaints ↓ falling

McKenzie Paul & Associates

B
1 total complaints → stable

Mediation Recovery Center

C
1 total complaints ↑ rising

Merchants Credit Bureau, Inc.

D
1 total complaints → stable

Mercury Financial Intermediate LLC

D
1 total complaints ↑ rising

Messerli & Kramer P.A.

D
1 total complaints ↓ falling

MicroBilt / PRBC (formerly CL Verify)

C
1 total complaints ↑ rising

Mid Continent Credit Services, Inc

C
1 total complaints ↓ falling

Mid-Atlantic Finance Co., Inc.

D
1 total complaints ↑ rising

Mid-Minnesota Management Services, Inc.

C
1 total complaints ↓ falling

Mid-South Adjustment Co., Inc.

F
1 total complaints ↑ rising

Midwest Resale Specialist, Inc.

C
1 total complaints ↑ rising

Millennium Credit Consultants Inc.

D
1 total complaints ↓ falling

If a collector is contacting you in Illinois

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Illinois names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Illinois AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Illinois

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Illinois Resident

Illinois's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Illinois attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.