State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 41

Sorted by most complaints

Midway Resolution Services LLC

F
1 total complaints ↓ falling

Midwest Acceptance Corp.

C
1 total complaints → stable

Miguel A. Maza & Associates, PSC

B
1 total complaints → stable

Milberg, Klein PL

C
1 total complaints ↑ rising

Mirand Response Systems, Inc.

C
1 total complaints ↑ rising

Mitsubishi Motors North America, Inc.

F
1 total complaints → stable

Model Finance Company

F
1 total complaints ↑ rising

Modoc Tribe Financial Services Authority

B
1 total complaints ↓ falling

Morgan & Associates, P.C.

B
1 total complaints ↓ falling

Moss Law Firm, P.C.

B
1 total complaints → stable

Municipal Collections Services, Inc.

D
1 total complaints ↓ falling

Municipal Collections of America Inc.

D
1 total complaints ↓ falling

Murrell Law, LLC

B
1 total complaints ↓ falling

NAM National Arbitration and Mediation

F
1 total complaints ↓ falling

NBT Bancorp Inc.

C
1 total complaints → stable

NEW City Funding Corp.

B
1 total complaints ↑ rising

NEW York State Higher Education Services Corporation (Hesc)—

B
1 total complaints ↓ falling

North Highland Holding Company LLC, the

A
1 total complaints ↓ falling

Northern Ohio Investment Company

C
1 total complaints ↑ rising

NPS Group

F
1 total complaints ↓ falling

Nathan A Schwartz PA

A
1 total complaints ↓ falling

National Account Services Group, LLC.

D
1 total complaints ↓ falling

National Account Systems of Omaha, LLC

D
1 total complaints → stable

National Budget Planners of South Florida, Inc

A
1 total complaints ↑ rising

National Business Factors

C
1 total complaints ↓ falling

National Capital Solutions

F
1 total complaints ↑ rising

National Credit Processing Inc.

F
1 total complaints ↓ falling

National Creditors Connection, Inc

A
1 total complaints ↓ falling

National Investigative Services

F
1 total complaints ↑ rising

National Processing Group LLC

F
1 total complaints ↓ falling

National Recovery Services LLC

B
1 total complaints ↓ falling

Nations Direct Mortgage, LLC

B
1 total complaints ↑ rising

Nationwide Arbitration Services LLC

D
1 total complaints ↓ falling

Nationwide Financial Group

D
1 total complaints ↓ falling

Nationwide Recovery Group LLC

D
1 total complaints ↑ rising

Neiman, Stone & McCormick , P.C.

D
1 total complaints ↓ falling

Nelson, Watson & Associates, LLC

D
1 total complaints ↓ falling

NerdWallet, Inc.

A
1 total complaints ↑ rising

Nevada Professional Collections Texas

F
1 total complaints ↑ rising

New Hampshire Northeast Credit Services, Inc.

C
1 total complaints ↓ falling

New Mexico Educational Assistance Foundation

B
1 total complaints ↓ falling

Nextep Funding LLP

C
1 total complaints ↓ falling

Niagara Central Revenue

D
1 total complaints ↑ rising

Niagara Credit Solutions, Inc

B
1 total complaints ↓ falling

Nobilis Credit Management, LLC.

D
1 total complaints ↓ falling

North American Collectors, Inc.

C
1 total complaints ↓ falling

North American Service Company, Inc.

A
1 total complaints ↓ falling

Northern Alliance Management, LLC

F
1 total complaints ↓ falling

Northtown Capital Services Group LLC

C
1 total complaints ↓ falling

Northwestern Mediation Services

F
1 total complaints → stable

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.