State complaint profile

Debt collection complaints in Florida

124,524 CFPB complaints filed against 2,279 debt collectors active in Florida.

Complaints
124,524
Collectors
2,279
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Florida at a glance

Florida consumers have filed 124,524 CFPB debt-collection complaints against 2,279 collectors.

124,524
CFPB complaints filed
2,279
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Florida

Florida filings are dispersed: the top three collectors hold only 0% of 124,524 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Florida residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 40

Sorted by most complaints

Law Office of Charles G. McCarthy Jr. & Assoc.

C
1 total complaints ↓ falling

Law Office of Mark L. Nichter, PC

F
1 total complaints ↓ falling

Law Offices of Palmer, Reifler & Associates, P.A.

C
1 total complaints ↓ falling

Law Offices of Stage & Associates PA

A
1 total complaints ↓ falling

Law Offices of Thomas B. Peterman, P.A.

F
1 total complaints ↑ rising

Lazega & Johanson LLC

C
1 total complaints ↓ falling

Leachman Law, P.C.

B
1 total complaints ↓ falling

Lead Finance DBA HyperSpeed Loans

B
1 total complaints ↑ rising

Legacy Customer Management Group, LLC

D
1 total complaints ↑ rising

Legacy Funding Corporation

A
1 total complaints ↓ falling

Lela Mae Portfolio Management Group

F
1 total complaints ↑ rising

Lend Smart Mortgage, LLC

F
1 total complaints ↑ rising

Levy & Associates, LLC

C
1 total complaints → stable

Lien Enforcement Inc

D
1 total complaints → stable

Lionheart Funding LLC

A
1 total complaints ↓ falling

Live Oak Financial, Inc

F
1 total complaints ↑ rising

Loan Science, LLC

B
1 total complaints ↓ falling

LoanHero, Inc

F
1 total complaints ↓ falling

LoanNow, LLC (Closed)

A
1 total complaints ↓ falling

Loancare Auto Finance

A
1 total complaints ↑ rising

Local Data Recovery, LLC

F
1 total complaints → stable

Local Finance LLC

1 total complaints ↑ rising

Longhorn Asset Management LLC

C
1 total complaints ↑ rising

Lou Spivack, P.C.

C
1 total complaints ↓ falling

Lustig, Glaser & Wilson, P.C.

D
1 total complaints ↓ falling

Lyons, Doughty & Veldhuis, PC

D
1 total complaints → stable

M&S Recovery Solutions

B
1 total complaints ↓ falling

MAJR Financial Corp

C
1 total complaints ↓ falling

MAS Associates, LLC

C
1 total complaints ↓ falling

MCU Holdings, LLC

C
1 total complaints ↓ falling

Mechanics Bank

D
1 total complaints ↑ rising

Moneygram Payment Systems Worldwide Inc

B
1 total complaints ↓ falling

MSCB, Inc.

D
1 total complaints → stable

Main Resolution Group

D
1 total complaints ↓ falling

Makes Cents, Inc. dba Advance.Cash

B
1 total complaints ↑ rising

Manley Deas & Kochalski LLC

C
1 total complaints ↓ falling

Mar Joe Enterprises

C
1 total complaints ↓ falling

Martell & Ozim, PA

A
1 total complaints ↓ falling

Mathew Aaron Holdings Inc.

B
1 total complaints ↓ falling

McGlinchey Stafford PLLC

C
1 total complaints ↓ falling

Meade Recovery Services, LLC

D
1 total complaints → stable

Medical & Professional Collection Services, Inc. NC.

C
1 total complaints ↓ falling

Medical Recovery Services, LLC

F
1 total complaints → stable

Medical-Commercial Audit Inc

C
1 total complaints ↑ rising

Medical-Dental-Hospital Bureau of San Antonio

D
1 total complaints ↓ falling

Mendelson Law Firm

C
1 total complaints ↓ falling

Meritize Financial Inc.

B
1 total complaints ↑ rising

Michael Harrison, Attorney at Law

D
1 total complaints ↓ falling

Michael J Adams PC

C
1 total complaints ↑ rising

Michel Law, LLC d/b/a Level One Law

F
1 total complaints ↑ rising

If a collector is contacting you in Florida

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Florida names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Florida AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Florida

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Florida Resident

Florida's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Florida attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.