What is the most common complaint against North American Collectors, Inc.?

The most common issue consumers report about North American Collectors, Inc. is "False statements or representation", specifically "Threatened arrest/jail if do not pay". This is based on 5 complaints filed with the CFPB.

Are complaints against North American Collectors, Inc. increasing or decreasing?

Complaints against North American Collectors, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is North American Collectors, Inc.'s reputation grade?

North American Collectors, Inc. has a reputation grade of C (score: 58.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does North American Collectors, Inc. respond to consumer complaints?

North American Collectors, Inc. has a 40% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does North American Collectors, Inc. operate?

North American Collectors, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from California (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North American Collectors, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade C.

Compiled by PlainCollector

False statements or representation

2
Communication tactics

1
Disclosure verification of debt

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record north-american-collectors-inc North American Collectors, Inc.

Grade C · 5 CFPB filings · 40% timely · lead issue: False statements or representation · vol #3193 · compose #2680

VOL 5
GRADE C
12MO 0
STATES 2
TIMELY 40%
DISPUTE 0%
ISSUE False statements or repres…
RANK #3,193
COMPOSE #2,680

Volume peers

Nearest volume peer: Aaron Worldwide Collections Inc. (5 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

North American Collectors, Inc.'s 5 CFPB complaints sit next to Aaron Worldwide Collections Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

80.0% of North American Collectors, Inc.'s CFPB filings land in California

High volume does not equal a clean composite: North American Collectors, Inc. is volume #3,193 but composite #2,680, while California dominates the geography. Corpus placement method.

Dominant state: California 80.0%; 4 of 5 filings · 2 states touched
Spike month: 2022-06 40.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,193 volume; #2,680 composite; Cleanest-composite ladder is 513 places better than volume

How does North American Collectors, Inc. compare to its peers?

How does North American Collectors, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

North American Collect… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

40%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-03 2025-11

Issue Detail Breakdown

Issue	Complaints
False statements or representation	2
Communication tactics	1
Disclosure verification of debt	1
Taking/threatening an illegal action	1

Where do complaints against North American Collectors, Inc. come from?

North American Collectors, Inc.'s own per-state count, not a national baseline.

California

4
Florida

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for North American Collectors, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 5.

4 peers

Know your rights before responding to North American Collectors, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.