What is the most common complaint against Modoc Tribe Financial Services Authority?

The most common issue consumers report about Modoc Tribe Financial Services Authority is "Communication tactics", specifically "Contacted you after you asked them to stop". This is based on 6 complaints filed with the CFPB.

Are complaints against Modoc Tribe Financial Services Authority increasing or decreasing?

Complaints against Modoc Tribe Financial Services Authority are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Modoc Tribe Financial Services Authority's reputation grade?

Modoc Tribe Financial Services Authority has a reputation grade of B (score: 65.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Modoc Tribe Financial Services Authority respond to consumer complaints?

Modoc Tribe Financial Services Authority has a 100% timely response rate to CFPB complaints.

In how many states does Modoc Tribe Financial Services Authority operate?

Modoc Tribe Financial Services Authority has received CFPB complaints from consumers in 4 states, with the most complaints from North Carolina (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Modoc Tribe Financial Services Authority - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade B.

Compiled by PlainCollector

Communication tactics

3
Threatened to contact someone or share information improperly

2
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record modoc-tribe-financial-services-authority Modoc Tribe Financial Services Authority

Grade B · 6 CFPB filings · 100% timely · lead issue: Communication tactics · vol #2997 · compose #1770

VOL 6
GRADE B
12MO 0
STATES 4
TIMELY 100%
ISSUE Communication tactics
RANK #2,997
COMPOSE #1,770

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Modoc Tribe Financial Services Authority's 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Modoc Tribe Financial Services Authority's CFPB filings land in North Carolina

High volume does not equal a clean composite: Modoc Tribe Financial Services Authority is volume #2,997 but composite #1,770, while North Carolina dominates the geography. Corpus placement method.

Dominant state: North Carolina 33.3%; 2 of 6 filings · 4 states touched
Spike month: 2014-09 16.7%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,997 volume; #1,770 composite; Cleanest-composite ladder is 1,227 places better than volume

How does Modoc Tribe Financial Services Authority compare to its peers?

How does Modoc Tribe Financial Services Authority compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Modoc Tribe Financial … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

67%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-09 2020-05

Issue Detail Breakdown

Issue	Complaints
Communication tactics	3
Threatened to contact someone or share information improperly	2
Took or threatened to take negative or legal action	1

Where do complaints against Modoc Tribe Financial Services Authority come from?

Modoc Tribe Financial Services Authority's own per-state count, not a national baseline.

North Carolina

2
Texas

2
Florida

1
Louisiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Modoc Tribe Financial Services Authority: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to Modoc Tribe Financial Services Authority: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.