State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 39

Sorted by most complaints

Dividend Finance Inc.

B
1 total complaints ↓ falling

Doxo, Inc.

B
1 total complaints ↓ falling

DreamSpring

C
1 total complaints ↑ rising

Dynamic Strategies, Inc

A
1 total complaints → stable

E. A. Uffman & Associates, Inc

B
1 total complaints ↓ falling

EPA USA Inc

C
1 total complaints ↓ falling

ERI Financial Services

F
1 total complaints ↓ falling

Ezcorp, Inc.

D
1 total complaints ↓ falling

Earnest Inc.

C
1 total complaints → stable

Educational Loan Servicing, LLC

C
1 total complaints ↓ falling

Elite Debt Brokers

C
1 total complaints ↓ falling

Elite Financial Services, Inc.

D
1 total complaints ↓ falling

Enium Capital Group LLC

A
1 total complaints ↓ falling

Equidata, Inc.

C
1 total complaints ↓ falling

Equinox Financial Management Solutions, Inc.

B
1 total complaints ↓ falling

Equity Sales Finance, Inc.

B
1 total complaints ↓ falling

Erin Capital Management, LLC

D
1 total complaints ↓ falling

Essential Lending Inc

F
1 total complaints ↑ rising

Estate Information Services, LLC

C
1 total complaints ↓ falling

Evergreen Financial Services Inc.

D
1 total complaints ↓ falling

Evergreen Recovery Solutions, LLC

F
1 total complaints ↓ falling

Excella Recovery Group

F
1 total complaints ↓ falling

Expert Credit Sweeps

F
1 total complaints ↑ rising

Exto Inc.

B
1 total complaints ↑ rising

FCC Finance, LLC

D
1 total complaints ↑ rising

Fearon Financial LLC

F
1 total complaints ↑ rising

First Citizens Bancshares, Inc.

B
1 total complaints → stable

First Hawaiian, Inc.

C
1 total complaints ↓ falling

First Heritage Credit LLC

C
1 total complaints ↓ falling

First Midwest Bancorp, Inc.

B
1 total complaints ↓ falling

Foothill Capital Solutions LLC

1 total complaints ↑ rising

Fortifi Funding III LLC

A
1 total complaints ↓ falling

Fairfax Consolidated, LLC

B
1 total complaints ↓ falling

Featured Mediation, LLC

C
1 total complaints ↓ falling

Federal Adjustment Bureau, Inc.

D
1 total complaints → stable

Federated Capital Corporation

C
1 total complaints ↓ falling

Feldman & Stern, LLC

B
1 total complaints ↓ falling

Figure Technologies, Inc

C
1 total complaints ↑ rising

FinFit Holding Co, LLC

B
1 total complaints ↑ rising

Finance System of Toledo, Inc.

D
1 total complaints ↓ falling

Financial Asset Management, Inc.

B
1 total complaints ↓ falling

Financial Asset Resolution, LLC

F
1 total complaints ↓ falling

Financial Data Systems

F
1 total complaints ↓ falling

Financial Solutions of America Inc.

F
1 total complaints ↓ falling

Finkelstein, Kern, Steinberg & Cunningham, PC

D
1 total complaints → stable

First Midwest Financial

F
1 total complaints ↓ falling

First National Auto Sales, Inc

F
1 total complaints ↑ rising

First Southwestern Financial Services, LLC

B
1 total complaints ↑ rising

First Student Services

F
1 total complaints ↓ falling

Five Clans Lending LLC

A
1 total complaints ↓ falling

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.