State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 40

Sorted by most complaints

FlexPath Capital, Inc

B
1 total complaints ↓ falling

Forster & Garbus LLP

D
1 total complaints ↓ falling

Four Directions Lending LLC

B
1 total complaints ↓ falling

Foursight Holding LLC

C
1 total complaints ↓ falling

Frontier Financial Inc.

A
1 total complaints ↓ falling

Fulton Friedman & Gullace LLP

C
1 total complaints ↓ falling

G. R. Isidro

A
1 total complaints ↓ falling

Getm Incorporated

F
1 total complaints ↓ falling

GSA Commercial Asset Management

F
1 total complaints ↓ falling

Gallatin Valley Financial

F
1 total complaints ↑ rising

General Mortgage Capital Corporation

A
1 total complaints ↓ falling

General Recovery Services of WV, Inc.

F
1 total complaints ↑ rising

General Service Bureau, Inc.

D
1 total complaints ↓ falling

Genesis Lending

C
1 total complaints ↓ falling

Ghidotti | Berger LLP

B
1 total complaints ↓ falling

Global Check Recovery, INC

F
1 total complaints ↓ falling

Global Credit Solutions LLC

F
1 total complaints ↓ falling

Global Financial Services Group

B
1 total complaints ↓ falling

Go Capital Holdings, LLC

C
1 total complaints ↓ falling

Gold Law, A Professional Corporation

A
1 total complaints ↓ falling

Goldman, Imani & Goldberg, Inc

D
1 total complaints ↓ falling

GreenPath, Inc.

B
1 total complaints ↓ falling

Greenwood and Allen Financial

F
1 total complaints → stable

Greg King DBA Karma Consulting

A
1 total complaints ↓ falling

Guglielmo and Associates

D
1 total complaints → stable

Guidance Alum LLC

F
1 total complaints ↓ falling

H & S Financial, Inc.

D
1 total complaints ↓ falling

Harris, Klein Associaties, Inc.

C
1 total complaints ↓ falling

Higher Education Student Assistance Authority (Hesaa)

B
1 total complaints ↓ falling

HOA Collections LLC

C
1 total complaints ↑ rising

Home Acceptance Corporation

B
1 total complaints ↑ rising

Hope Bancorp, Inc.

A
1 total complaints ↓ falling

Hameroff Law Group, P.C.

C
1 total complaints ↓ falling

Hampton & Hampton Collections LLC

F
1 total complaints ↓ falling

Hans Capital Group dba H&L Automotive Financial Services

F
1 total complaints ↑ rising

Harbor Front Acquisitions LLC (Closed)

A
1 total complaints ↓ falling

Harris Law Group

A
1 total complaints ↓ falling

Hawthorn Horizon Credit Fund, Series 2

1 total complaints ↑ rising

Hayt Hayt & Landau, P.L. (FL)

F
1 total complaints ↓ falling

Heartland Resolution Group, LLC

D
1 total complaints ↓ falling

Hexagon Collection Services, LLC

F
1 total complaints ↓ falling

Hidden Oak Group, Inc.

C
1 total complaints ↓ falling

HighPoint Law Offices, LLC

1 total complaints ↑ rising

Higher Level Processing

C
1 total complaints ↓ falling

Hollins & McVay, P.A.

C
1 total complaints → stable

House Of Finance Corp.

A
1 total complaints ↓ falling

I.P.M. Group LLC

A
1 total complaints ↓ falling

Industrial and Commercial Bank of China (USA), National Association

A
1 total complaints ↓ falling

International City Mortgage

A
1 total complaints ↓ falling

IPAC'S Inc.

F
1 total complaints ↑ rising

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.