What is the most common complaint against ERI Financial Services?

The most common issue consumers report about ERI Financial Services is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 2 complaints filed with the CFPB.

Are complaints against ERI Financial Services increasing or decreasing?

Complaints against ERI Financial Services are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is ERI Financial Services's reputation grade?

ERI Financial Services has a reputation grade of F (score: 38.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does ERI Financial Services respond to consumer complaints?

ERI Financial Services has a 0% timely response rate to CFPB complaints.

In how many states does ERI Financial Services operate?

ERI Financial Services has received CFPB complaints from consumers in 2 states, with the most complaints from California (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

ERI Financial Services - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

2

Data updated September 2026

CFPB complaint disposition

CCDB record eri-financial-services ERI Financial Services

Grade F · 2 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #4050 · compose #4972

VOL 2
GRADE F
12MO 0
STATES 2
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #4,050
COMPOSE #4,972

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

ERI Financial Services's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of ERI Financial Services's CFPB filings land in California

High volume does not equal a clean composite: ERI Financial Services is volume #4,050 but composite #4,972, while California dominates the geography. Corpus placement method.

Dominant state: California 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2018-07 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,050 volume; #4,972 composite; Cleanest-composite ladder is 922 places worse than volume

How does ERI Financial Services compare to its peers?

How does ERI Financial Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ERI Financial Services National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

91%

Consumer-dispute ratelower is better

100%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-07 2019-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2

Where do complaints against ERI Financial Services come from?

ERI Financial Services's own per-state count, not a national baseline.

California

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for ERI Financial Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to ERI Financial Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.