What is the most common complaint against AM Systems, LLC?

The most common issue consumers report about AM Systems, LLC is "Disclosure verification of debt", specifically "Attempted to/Collected exempt funds". This is based on 2 complaints filed with the CFPB.

Are complaints against AM Systems, LLC increasing or decreasing?

Complaints against AM Systems, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is AM Systems, LLC's reputation grade?

AM Systems, LLC has a reputation grade of A (score: 87.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does AM Systems, LLC respond to consumer complaints?

AM Systems, LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does AM Systems, LLC operate?

AM Systems, LLC has received CFPB complaints from consumers in 2 states, with the most complaints from Arizona (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

AM Systems, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Disclosure verification of debt

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record am-systems-llc AM Systems, LLC

Grade A · 2 CFPB filings · 100% timely · lead issue: Disclosure verification of debt · vol #3914 · compose #114

VOL 2
GRADE A
12MO 0
STATES 2
TIMELY 100%
DISPUTE 0%
ISSUE Disclosure verification of…
RANK #3,914
COMPOSE #114

Volume peers

Nearest volume peer: 1 Auto Finance, Inc. (2 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

AM Systems, LLC's 2 CFPB complaints sit next to 1 Auto Finance, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

50.0% of AM Systems, LLC's CFPB filings land in Arizona

High volume does not equal a clean composite: AM Systems, LLC is volume #3,914 but composite #114, while Arizona dominates the geography. Corpus placement method.

Dominant state: Arizona 50.0%; 1 of 2 filings · 2 states touched
Spike month: 2025-09 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,914 volume; #114 composite; Cleanest-composite ladder is 3,800 places better than volume

How does AM Systems, LLC compare to its peers?

How does AM Systems, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

AM Systems, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-09 2025-12

Issue Detail Breakdown

Issue	Complaints
Disclosure verification of debt	1
Taking/threatening an illegal action	1

Where do complaints against AM Systems, LLC come from?

AM Systems, LLC's own per-state count, not a national baseline.

Arizona

1
Oregon

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for AM Systems, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 2.

4 peers

Know your rights before responding to AM Systems, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.