This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Afterpay US Services, LLC - Debt Collector Complaint Profile
CFPB complaint profile across 7 states, reputation grade B.
Complaints by issue type
What consumers report about Afterpay US Services, LLC
- Attempts to collect debt not owed
Attempts to collect debt not owed
4 complaints
- Took or threatened to take negative or legal action 1
Took or threatened to take negative or legal action
1 complaints
- False statements or representation 1
False statements or representation
1 complaints
- Communication tactics 1
Communication tactics
1 complaints
Data updated September 2026
CFPB complaint disposition
CCDB record afterpay-us-services-llc Afterpay US Services, LLC
Grade B · 7 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2781 · compose #1857
- VOL 7
- GRADE B
- 12MO 0
- STATES 7
- TIMELY 100%
- ISSUE Attempts to collect debt n…
- RANK #2,781
- COMPOSE #1,857
Volume peers
Nearest volume peer: Account Services Inc. (7 complaints)
Afterpay US Services, LLC's 7 CFPB complaints sit next to Account Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →
Distributed filing map
Afterpay US Services, LLC spreads filings across 7 states - Arizona leads at only 14.3%
Despite a broad state map, Afterpay US Services, LLC still sits volume #2,781 against composite #1,857 - the two RankMaps diverge by 924 places. Corpus placement method.
- Most-even geography
- Lead state under 15%
- Arizona still leads at 14.3% across 7 states
- Spike month
- 2018-07 20.0%
- 1 filings that month · spiky (≥15% of series)
- Divergent corpus ranks
- #2,781 volume
- #1,857 composite
- Cleanest-composite ladder is 924 places better than volume
How does Afterpay US Services, LLC compare to its peers?
Source: CFPB Consumer Complaint Database.
Complaint Trend (24 months)
Issue Detail Breakdown
| Issue | Complaints |
|---|---|
| Attempts to collect debt not owed | 4 |
| Took or threatened to take negative or legal action | 1 |
| False statements or representation | 1 |
| Communication tactics | 1 |
Where do complaints against Afterpay US Services, LLC come from?
Afterpay US Services, LLC's own per-state count, not a national baseline.
Top states by complaints against Afterpay US Services, LLC
Across 7 states with at least one filing
- Arizona
Arizona
1 complaints
- California
California
1 complaints
- Florida
Florida
1 complaints
- Georgia
Georgia
1 complaints
- Maryland
Maryland
1 complaints
- Missouri
Missouri
1 complaints
- North Carolina
North Carolina
1 complaints
Compare beyond geography
Nationwide peers by volume & timely response
Two PlainCollector-derived comparison paths for Afterpay US Services, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.
Similar filing volume
Nearest collectors by total CFPB complaints. This record: 7.
Know your rights before responding to Afterpay US Services, LLC: FDCPA rights guide · debt validation letter · rights library.
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |