What is the most common complaint against A-L Financial Corp?

The most common issue consumers report about A-L Financial Corp is "Attempts to collect debt not owed", specifically "Didn't receive notice of right to dispute". This is based on 13 complaints filed with the CFPB.

Are complaints against A-L Financial Corp increasing or decreasing?

Complaints against A-L Financial Corp are rising. The company received 4 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is A-L Financial Corp's reputation grade?

A-L Financial Corp has a reputation grade of C (score: 61.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does A-L Financial Corp respond to consumer complaints?

A-L Financial Corp has a 100% timely response rate to CFPB complaints.

In how many states does A-L Financial Corp operate?

A-L Financial Corp has received CFPB complaints from consumers in 3 states, with the most complaints from California (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

A-L Financial Corp - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

5
Written notification about debt

4
Took or threatened to take negative or legal action

2
False statements or representation

2

Data updated September 2026

CFPB complaint disposition

CCDB record a-l-financial-corp A-L Financial Corp

Grade C · 13 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2234 · compose #2232

VOL 13
GRADE C
12MO 4
STATES 3
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #2,234
COMPOSE #2,232

Volume peers

Nearest volume peer: 3rd Generation, Inc. (13 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

A-L Financial Corp's 13 CFPB complaints sit next to 3rd Generation, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

84.6% of A-L Financial Corp's CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: California 84.6%; 11 of 13 filings · 3 states touched
Spike month: 2021-05 50.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #2,234 volume; #2,232 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does A-L Financial Corp compare to its peers?

How does A-L FINANCIAL CORP compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

A-L FINANCIAL CORP National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

69%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-05 2026-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	5
Written notification about debt	4
Took or threatened to take negative or legal action	2
False statements or representation	2

Where do complaints against A-L Financial Corp come from?

A-L Financial Corp's own per-state count, not a national baseline.

California

11
Arizona

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for A-L Financial Corp: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 13.

4 peers

Know your rights before responding to A-L Financial Corp: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.