State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 12

Sorted by most complaints

LCS Financial Services Corporation

C
4 total complaints → stable

Lexisnexis

F
4 total complaints → stable

Legal Logix Inc.

F
4 total complaints ↑ rising

Manhattan Beach Venture, LLC

F
4 total complaints → stable

McKenzie Paul & Associates

B
4 total complaints → stable

Meade & Associates, Inc.

D
4 total complaints ↓ falling

Mercedes Benz Financial Services

D
4 total complaints ↑ rising

Merchants and Medical Credit Corporation, Inc.

D
4 total complaints ↓ falling

Nationwide Debt Management Solutions, LLC

F
4 total complaints ↓ falling

Northeast Collection Bureau

F
4 total complaints ↓ falling

Northern Arizona Credit, Inc.

B
4 total complaints ↓ falling

OUT Tech, Inc.

C
4 total complaints → stable

Paramount Capital Group, Inc.

F
4 total complaints ↓ falling

Patient Account Services, LLC

D
4 total complaints ↓ falling

PayTomorrow, LLC

D
4 total complaints ↑ rising

Pharus Funding LLC

C
4 total complaints ↓ falling

Professional Placement Services, LLC

C
4 total complaints ↓ falling

Professional Service Bureau

B
4 total complaints ↓ falling

QC Holdings Inc

C
4 total complaints → stable

Quality Acceptance LLC

B
4 total complaints ↑ rising

RS Clark and Associates, Inc.

F
4 total complaints → stable

Rapid Collection Systems, Inc.

A
4 total complaints ↓ falling

Recovery Solutions Group, LLC

F
4 total complaints ↓ falling

Stoneleigh Recovery Associates, LLC

D
4 total complaints ↓ falling

Servatus Corporation

D
4 total complaints ↓ falling

Servicing Solutions, LLC

D
4 total complaints ↑ rising

States Recovery Systems, Inc.

D
4 total complaints → stable

Steel River Systems, LLC

D
4 total complaints ↑ rising

Tidewater Finance Company, Inc.

C
4 total complaints ↓ falling

The Thomas Agency, Inc.

F
4 total complaints ↓ falling

TriVerity, Inc.

D
4 total complaints → stable

Turning Point Solutions LLC

C
4 total complaints ↓ falling

Universal Acceptance Corporation (NE)

B
4 total complaints ↑ rising

United Resource Systems, Inc

F
4 total complaints ↓ falling

United Revenue Corporation

F
4 total complaints → stable

United Student Aid (USA) Funds

C
4 total complaints ↓ falling

Valentine and Kebartas, Inc.

C
4 total complaints ↓ falling

Vantage Sourcing, LLC

C
4 total complaints ↓ falling

Vengroff Williams, Inc

D
4 total complaints ↓ falling

Wheels Financial Group, LLC.

C
4 total complaints → stable

Windham Professionals, Inc.

D
4 total complaints ↓ falling

Worldwide Processing Group, LLC

F
4 total complaints ↓ falling

Accelerated Servicing Group LLC

F
3 total complaints ↓ falling

Account Resolution Corporation

C
3 total complaints ↓ falling

Advance America, Cash Advance Centers, Inc.

D
3 total complaints ↓ falling

Alliance Collection Agencies, Inc.

C
3 total complaints ↓ falling

Allied International Credit Corp., (US)

C
3 total complaints ↓ falling

American Profit Recovery, Inc., Marlborough, MA Branch

C
3 total complaints → stable

Arivo Acceptance, LLC

C
3 total complaints ↑ rising

Arnold Scott Harris, P.C.

D
3 total complaints ↓ falling

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.