State complaint profile

Debt collection complaints in Oregon

6,805 CFPB complaints filed against 873 debt collectors active in Oregon.

Complaints
6,805
Collectors
873
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oregon at a glance

Oregon consumers have filed 6,805 CFPB debt-collection complaints against 873 collectors.

6,805
CFPB complaints filed
873
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Oregon

Oregon filings are dispersed: the top three collectors hold only 0% of 6,805 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Oregon residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 15

Sorted by most complaints

Law Office of J.A. Cambece

D
1 total complaints ↓ falling

Law Offices of Robert J. Colclough, III

F
1 total complaints ↓ falling

Legal Prevention Services, LLC.

B
1 total complaints ↓ falling

Lending Club Corp

D
1 total complaints ↓ falling

Levelset Collection LLC

C
1 total complaints ↑ rising

Line 5, LLC

C
1 total complaints ↑ rising

Loan South Finance & Tax Service of Troy, LLC

C
1 total complaints ↑ rising

LoanCare, LLC

C
1 total complaints ↑ rising

Local Data Recovery, LLC

F
1 total complaints → stable

Lockhart, Morris & Montgomery Inc.

D
1 total complaints ↑ rising

M. G. Credit, Inc.

D
1 total complaints ↑ rising

Mechanics Bank

D
1 total complaints ↑ rising

MILLS LTD. dba Credit Bureau of Klamath County

A
1 total complaints ↓ falling

MNE Services, Inc

D
1 total complaints ↓ falling

Mountain America Federal Credit Union

D
1 total complaints ↑ rising

MS Services LLC

D
1 total complaints ↓ falling

Manhattan Beach Venture, LLC

F
1 total complaints → stable

Mar Joe Enterprises

C
1 total complaints ↓ falling

Maui Collection Service, Inc.

C
1 total complaints ↓ falling

McNeil & Meyers Asset Management Group, LLC

D
1 total complaints ↑ rising

Merchants and Medical Credit Corporation, Inc.

D
1 total complaints ↓ falling

Merchants and Professional Bureau, Inc.

D
1 total complaints ↓ falling

Merchants' Credit Guide Company

D
1 total complaints ↓ falling

Mezzetti Financial Services, Inc.

C
1 total complaints ↓ falling

Michael G. Niles

B
1 total complaints ↓ falling

Midwest Fidelity Services, LLC

C
1 total complaints ↑ rising

Midwest Loan Services, Inc.

A
1 total complaints → stable

Millco Management

C
1 total complaints ↓ falling

Money Services, Inc., d/b/a Texoma Finance

C
1 total complaints ↑ rising

Montgomery County Credit Bureau

B
1 total complaints ↓ falling

Mountain Land Collections, Inc.

C
1 total complaints → stable

Mountain West Legal Solutions, PLLC

F
1 total complaints ↓ falling

Mr. Cooper Group Inc.

F
1 total complaints ↓ falling

NCC Business Services, Inc.

D
1 total complaints ↓ falling

NCMI Corporation

D
1 total complaints ↓ falling

Northway Broker Ltd.

B
1 total complaints ↓ falling

National Arbitration Forum

F
1 total complaints ↓ falling

National Business Factors

C
1 total complaints ↓ falling

National Check Resolution Inc.

C
1 total complaints ↓ falling

National Commercial Services, Inc

D
1 total complaints ↓ falling

National Management Recovery Corp. (NMRC)

F
1 total complaints ↓ falling

Nationwide Capital Services, LLC

F
1 total complaints ↑ rising

Nationwide Credit & Collection, Inc.

D
1 total complaints → stable

Nationwide Recovery Group LLC

D
1 total complaints ↑ rising

New Era Asset Management, LLC

B
1 total complaints ↓ falling

Nickel City Group LLC

D
1 total complaints ↓ falling

North Idaho Credit Corporation

B
1 total complaints ↓ falling

Northeast Recovery Solutions, LLC

F
1 total complaints ↓ falling

Oak Harbor Capital, LLC

F
1 total complaints ↓ falling

Offices of Stein and Meyer

B
1 total complaints ↓ falling

If a collector is contacting you in Oregon

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Oregon resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Oregon

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Oregon Resident

Three parallel channels apply in Oregon: the CFPB complaint form (powers this dataset), the Oregon attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.