What is the most common complaint against Montgomery County Credit Bureau?

The most common issue consumers report about Montgomery County Credit Bureau is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 4 complaints filed with the CFPB.

Are complaints against Montgomery County Credit Bureau increasing or decreasing?

Complaints against Montgomery County Credit Bureau are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Montgomery County Credit Bureau's reputation grade?

Montgomery County Credit Bureau has a reputation grade of B (score: 63.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Montgomery County Credit Bureau respond to consumer complaints?

Montgomery County Credit Bureau has a 75% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Montgomery County Credit Bureau operate?

Montgomery County Credit Bureau has received CFPB complaints from consumers in 2 states, with the most complaints from Texas (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Montgomery County Credit Bureau - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

False statements or representation

1
Communication tactics

1
Cont'd attempts collect debt not owed

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record montgomery-county-credit-bureau Montgomery County Credit Bureau

Grade B · 4 CFPB filings · 75% timely · lead issue: False statements or representation · vol #3440 · compose #1894

VOL 4
GRADE B
12MO 0
STATES 2
TIMELY 75%
DISPUTE 33%
ISSUE False statements or repres…
RANK #3,440
COMPOSE #1,894

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Montgomery County Credit Bureau's 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

75.0% of Montgomery County Credit Bureau's CFPB filings land in Texas

High volume does not equal a clean composite: Montgomery County Credit Bureau is volume #3,440 but composite #1,894, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 75.0%; 3 of 4 filings · 2 states touched
Spike month: 2015-04 16.7%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,440 volume; #1,894 composite; Cleanest-composite ladder is 1,546 places better than volume

How does Montgomery County Credit Bureau compare to its peers?

How does Montgomery County Credit Bureau compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Montgomery County Cred… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

75%

100%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-04 2026-01

Issue Detail Breakdown

Issue	Complaints
False statements or representation	1
Communication tactics	1
Cont'd attempts collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Montgomery County Credit Bureau come from?

Montgomery County Credit Bureau's own per-state count, not a national baseline.

Texas

3
Oregon

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Montgomery County Credit Bureau: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Montgomery County Credit Bureau: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.