What is the most common complaint against Keystone Credit Services LLC?

The most common issue consumers report about Keystone Credit Services LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 16 complaints filed with the CFPB.

Are complaints against Keystone Credit Services LLC increasing or decreasing?

Complaints against Keystone Credit Services LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Keystone Credit Services LLC's reputation grade?

Keystone Credit Services LLC has a reputation grade of C (score: 58.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Keystone Credit Services LLC respond to consumer complaints?

Keystone Credit Services LLC has a 100% timely response rate to CFPB complaints.

In how many states does Keystone Credit Services LLC operate?

Keystone Credit Services LLC has received CFPB complaints from consumers in 5 states, with the most complaints from Pennsylvania (12 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Keystone Credit Services LLC - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

8
Written notification about debt

3
False statements or representation

3
Took or threatened to take negative or legal action

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record keystone-credit-services-llc Keystone Credit Services LLC

Grade C · 16 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2088 · compose #2583

VOL 16
GRADE C
12MO 0
STATES 5
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #2,088
COMPOSE #2,583

Volume peers

Nearest volume peer: Absolute Collections Corp. (16 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Keystone Credit Services LLC's 16 CFPB complaints sit next to Absolute Collections Corp. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

75.0% of Keystone Credit Services LLC's CFPB filings land in Pennsylvania

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Pennsylvania 75.0%; 12 of 16 filings · 5 states touched
Spike month: 2016-11 50.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #2,088 volume; #2,583 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Keystone Credit Services LLC compare to its peers?

How does Keystone Credit Services LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Keystone Credit Servic… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-11 2017-08

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	8
Written notification about debt	3
False statements or representation	3
Took or threatened to take negative or legal action	1
Communication tactics	1

Where do complaints against Keystone Credit Services LLC come from?

Keystone Credit Services LLC's own per-state count, not a national baseline.

Pennsylvania

12
California

1
Missouri

1
New Jersey

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Keystone Credit Services LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 16.

4 peers

Know your rights before responding to Keystone Credit Services LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.