What is the most common complaint against W.J. Bradley Mortgage Capital?

The most common issue consumers report about W.J. Bradley Mortgage Capital is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 3 complaints filed with the CFPB.

Are complaints against W.J. Bradley Mortgage Capital increasing or decreasing?

Complaints against W.J. Bradley Mortgage Capital are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is W.J. Bradley Mortgage Capital's reputation grade?

W.J. Bradley Mortgage Capital has a reputation grade of F (score: 48.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does W.J. Bradley Mortgage Capital respond to consumer complaints?

W.J. Bradley Mortgage Capital has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does W.J. Bradley Mortgage Capital operate?

W.J. Bradley Mortgage Capital has received CFPB complaints from consumers in 2 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

W.J. Bradley Mortgage Capital - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade F.

Compiled by PlainCollector

Written notification about debt

2
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record wj-bradley-mortgage-capital W.J. Bradley Mortgage Capital

Grade F · 3 CFPB filings · 0% timely · lead issue: Written notification about debt · vol #3862 · compose #4333

VOL 3
GRADE F
12MO 0
STATES 2
TIMELY 0%
DISPUTE 0%
ISSUE Written notification about…
RANK #3,862
COMPOSE #4,333

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

W.J. Bradley Mortgage Capital's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of W.J. Bradley Mortgage Capital's CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: California 66.7%; 2 of 3 filings · 2 states touched
Spike month: 2024-02 16.7%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #3,862 volume; #4,333 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does W.J. Bradley Mortgage Capital compare to its peers?

How does W.J. BRADLEY MORTGAGE CAPITAL compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

W.J. BRADLEY MORTGAGE … National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2025-10

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	2
Communication tactics	1

Where do complaints against W.J. Bradley Mortgage Capital come from?

W.J. Bradley Mortgage Capital's own per-state count, not a national baseline.

California

2
Minnesota

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for W.J. Bradley Mortgage Capital: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to W.J. Bradley Mortgage Capital: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.