What is the most common complaint against Key Debt Recovery, Inc.?

The most common issue consumers report about Key Debt Recovery, Inc. is "Attempts to collect debt not owed", specifically "Frequent or repeated calls". This is based on 4 complaints filed with the CFPB.

Are complaints against Key Debt Recovery, Inc. increasing or decreasing?

Complaints against Key Debt Recovery, Inc. are rising. The company received 3 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Key Debt Recovery, Inc.'s reputation grade?

Key Debt Recovery, Inc. has a reputation grade of B (score: 69.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Key Debt Recovery, Inc. respond to consumer complaints?

Key Debt Recovery, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Key Debt Recovery, Inc. operate?

Key Debt Recovery, Inc. has received CFPB complaints from consumers in 4 states, with the most complaints from Michigan (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Key Debt Recovery, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

2
Communication tactics

1
Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record key-debt-recovery-inc Key Debt Recovery, Inc.

Grade B · 4 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #3403 · compose #1327

VOL 4
GRADE B
12MO 3
STATES 4
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #3,403
COMPOSE #1,327

Volume peers

Nearest volume peer: 90 Day Credit Experts (4 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Key Debt Recovery, Inc.'s 4 CFPB complaints sit next to 90 Day Credit Experts on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Steady monthly series

Michigan is the plurality state for Key Debt Recovery, Inc. (25.0%)

Volume rank #3,403 and composite rank #1,327 diverge by 2,076 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Michigan 25.0%; Mid-band (15–30%) · 4 states with ≥1 filing
Even monthly load: Peak under 8%; Highest month 2021-08 at 7.7% (2 filings)
Divergent corpus ranks: #3,403 volume; #1,327 composite; Cleanest-composite ladder is 2,076 places better than volume

How does Key Debt Recovery, Inc. compare to its peers?

How does Key Debt Recovery, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Key Debt Recovery, Inc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-07 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
Communication tactics	1
Electronic communications	1

Where do complaints against Key Debt Recovery, Inc. come from?

Key Debt Recovery, Inc.'s own per-state count, not a national baseline.

Michigan

1
North Carolina

1
Pennsylvania

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Key Debt Recovery, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 4.

4 peers

Know your rights before responding to Key Debt Recovery, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.