What is the most common complaint against JSZ Financial Co., Inc.?

The most common issue consumers report about JSZ Financial Co., Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 26 complaints filed with the CFPB.

Are complaints against JSZ Financial Co., Inc. increasing or decreasing?

Complaints against JSZ Financial Co., Inc. have been stable. The company received 7 complaints in the last 12 months.

What is JSZ Financial Co., Inc.'s reputation grade?

JSZ Financial Co., Inc. has a reputation grade of C (score: 56.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does JSZ Financial Co., Inc. respond to consumer complaints?

JSZ Financial Co., Inc. has a 100% timely response rate to CFPB complaints.

In how many states does JSZ Financial Co., Inc. operate?

JSZ Financial Co., Inc. has received CFPB complaints from consumers in 3 states, with the most complaints from Texas (24 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

JSZ Financial Co., Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

13
False statements or representation

6
Written notification about debt

4
Took or threatened to take negative or legal action

3

Data updated September 2026

CFPB complaint disposition

CCDB record jsz-financial-co-inc JSZ Financial Co., Inc.

Grade C · 26 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1667 · compose #3086

VOL 26
GRADE C
12MO 7
STATES 3
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #1,667
COMPOSE #3,086

Volume peers

Nearest volume peer: Accelerated Collection Service, Inc (26 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

JSZ Financial Co., Inc.'s 26 CFPB complaints sit next to Accelerated Collection Service, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

92.3% of JSZ Financial Co., Inc.'s CFPB filings land in Texas

High volume does not equal a clean composite: JSZ Financial Co., Inc. is volume #1,667 but composite #3,086, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 92.3%; 24 of 26 filings · 3 states touched
Spike month: 2025-11 16.7%; 5 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,667 volume; #3,086 composite; Cleanest-composite ladder is 1,419 places worse than volume

How does JSZ Financial Co., Inc. compare to its peers?

How does JSZ Financial Co., Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

JSZ Financial Co., Inc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

96%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-06 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	13
False statements or representation	6
Written notification about debt	4
Took or threatened to take negative or legal action	3

Where do complaints against JSZ Financial Co., Inc. come from?

JSZ Financial Co., Inc.'s own per-state count, not a national baseline.

Texas

24
Georgia

1
Michigan

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for JSZ Financial Co., Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 26.

4 peers

Know your rights before responding to JSZ Financial Co., Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.