What is the most common complaint against Professional Adjustment Bureau of Mid-America, Inc.?

The most common issue consumers report about Professional Adjustment Bureau of Mid-America, Inc. is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 12 complaints filed with the CFPB.

What is Professional Adjustment Bureau of Mid-America, Inc.'s reputation grade?

Professional Adjustment Bureau of Mid-America, Inc. has a reputation grade of B (score: 68.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Professional Adjustment Bureau of Mid-America, Inc. respond to consumer complaints?

Professional Adjustment Bureau of Mid-America, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Professional Adjustment Bureau of Mid-America, Inc. operate?

Professional Adjustment Bureau of Mid-America, Inc. has received CFPB complaints from consumers in 2 states, with the most complaints from Illinois (10 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Professional Adjustment Bureau of Mid-America, Inc. - Debt Collector Complaint Profile

Q: Are complaints against Professional Adjustment Bureau of Mid-America, Inc. increasing or decreasing?

Complaints against Professional Adjustment Bureau of Mid-America, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

CFPB complaint profile across 2 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

5
Communication tactics

2
Took or threatened to take negative or legal action

1
False statements or representation

1
Cont'd attempts collect debt not owed

1
Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record professional-adjustment-bureau-of-mid-america-inc Professional Adjustment Bureau of Mid-America, Inc.

Grade B · 12 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #2346 · compose #1423

VOL 12
GRADE B
12MO 0
STATES 2
TIMELY 100%
DISPUTE 17%
ISSUE Attempts to collect debt n…
RANK #2,346
COMPOSE #1,423

Volume peers

Nearest volume peer: 1803 Capital, LLC (12 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Professional Adjustment Bureau of Mid-America, Inc.'s 12 CFPB complaints sit next to 1803 Capital, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

83.3% of Professional Adjustment Bureau of Mid-America, Inc.'s CFPB filings land in Illinois

High volume does not equal a clean composite: Professional Adjustment Bureau of Mid-America, Inc. is volume #2,346 but composite #1,423, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 83.3%; 10 of 12 filings · 2 states touched
Spike month: 2019-05 50.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,346 volume; #1,423 composite; Cleanest-composite ladder is 923 places better than volume

How does Professional Adjustment Bureau of Mid-America, Inc. compare to its peers?

How does Professional Adjustment Bureau of Mid-America, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Professional Adjustmen… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

58%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-05 2021-01

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	5
Communication tactics	2
Took or threatened to take negative or legal action	1
False statements or representation	1
Cont'd attempts collect debt not owed	1
Disclosure verification of debt	1
Improper contact or sharing of info	1

Where do complaints against Professional Adjustment Bureau of Mid-America, Inc. come from?

Professional Adjustment Bureau of Mid-America, Inc.'s own per-state count, not a national baseline.

Illinois

10
Florida

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Professional Adjustment Bureau of Mid-America, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 12.

4 peers

Know your rights before responding to Professional Adjustment Bureau of Mid-America, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.